Owen Rask

Property investors often talk about using debt to build wealth.

In the share market, that's called gearing.

With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL,

That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls.

Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk.

You can learn more about the WealthBuilder range of ETFs at the BetaShares website.

And don't forget to read the PDS and TMD to decide if it's right for you.

BetaShares Capital Limited is the issuer.

Here's something worth knowing if you've been meaning to make the switch to a better broker.

To celebrate their fifth birthday, Perla are offering three free trades a month for five months if you transfer your portfolio across with a minimum of $1,000.

For anyone investing regularly, that's meaningful savings on brokerage that can stay invested instead.

Perla is chess-sponsored, built specifically for long-term investors, and now has over $3 billion invested on the platform.

If you've been with a platform that doesn't quite fit your strategy anymore, it might be time to take a look.

You'll find all of the details at perla.com slash LP slash RASC.

That's perla.com slash LP slash RASC.

When is the right time of year to retire?

Is it in the middle of winter?

Should you do it in summer when you're warm?

We'll find out in this episode.

What about raise?