Ramit Sethi

Can I afford this appetizer?

On and on and on about $3 questions.

we totally neglect the $30,000 questions or the $300,000 questions.

Is this person financially aligned with me?

How do I even find out?

Am I investing 5% to 10% of take-home pay every month?

Are we doing it together?

Do we talk about money regularly and proactively and positively?

Those things matter, and they're actually worth hundreds of thousands of dollars.

These $3 questions, including who's paying for appetizers or should I buy a latte, irrelevant.

In fact, get the big answers in life right, and you can buy all the appetizers you ever want.

Number one is they don't want to talk about money.

If you don't want to talk about money, red flag, the biggest red flag of all.

Because we could differ on how we see money.

We can even have different values for a few things.

But if your partner simply will not talk about money, you have a huge problem.

If you can't talk about money, then you can't even understand where they're coming from and they are not curious about what you want.

So how are you ever going to get on the same page?

Think about this.

A lot of people think we need to have the conversation about money.