Stan

One of the first HMOs in the country was right here in Minnesota, and it was Group Health, which has since morphed into Health Partners. But the idea behind it was that, okay, it's one thing to treat you for a medical condition, but how is it that we can help to maintain your health and provide some prevention as well? That was kind of the idea behind it back then.

To a certain extent, many of the health plans have health maintenance aspects to them, all right? Which I think is an important component of any type of health insurance. It's one thing getting treated, it's another thing how they're helping you to maintain your health. So that might be one aspect that people should look at when they consider health coverage.

To a certain extent, many of the health plans have health maintenance aspects to them, all right? Which I think is an important component of any type of health insurance. It's one thing getting treated, it's another thing how they're helping you to maintain your health. So that might be one aspect that people should look at when they consider health coverage.

All right, so then here's the other thing. And Clance and Barry chime in on this one. It's like, for me, I'm choosing a Medicare Advantage plan. In other words, a supplement to Medicare that I have. Now, I had to go through a whole... choice process here. And because there are a lot of options that you look at, there are different providers that you can choose from.

All right, so then here's the other thing. And Clance and Barry chime in on this one. It's like, for me, I'm choosing a Medicare Advantage plan. In other words, a supplement to Medicare that I have. Now, I had to go through a whole... choice process here. And because there are a lot of options that you look at, there are different providers that you can choose from.

So for me, and this is what I really want you to comment on, for me, and this is what I've been telling people as well, before you start anything, as far as what you should be choosing and paying for, etc., Number one is, how is it that, in my estimation, how is it that you can maintain a trusted relationship with your existing physicians, your health team? That's number one.

So for me, and this is what I really want you to comment on, for me, and this is what I've been telling people as well, before you start anything, as far as what you should be choosing and paying for, etc., Number one is, how is it that, in my estimation, how is it that you can maintain a trusted relationship with your existing physicians, your health team? That's number one.

Number two, so in other words, some plans might not carry your particular physicians or your patients. Healthcare providers. Number one, how is it that you maintain trust in your care going forward? Number two is medications. So as people age, they land up taking more medications.

Number two, so in other words, some plans might not carry your particular physicians or your patients. Healthcare providers. Number one, how is it that you maintain trust in your care going forward? Number two is medications. So as people age, they land up taking more medications.

And that's another major variable as far as cost to make sure that your particular health plan that you choose at least can cover your medications. Fortunately, for our listening audience, many of the medications out there have generic alternatives for them. And so that makes it cheaper. Next, so this is the third then, and I want you guys to comment on it.

And that's another major variable as far as cost to make sure that your particular health plan that you choose at least can cover your medications. Fortunately, for our listening audience, many of the medications out there have generic alternatives for them. And so that makes it cheaper. Next, so this is the third then, and I want you guys to comment on it.

Are the clinics and the hospitals that you prefer to have access to All right, where do you want to go for your care? So those three things, trust with your providers, medications, and clinics and hospitals. For me, that's the basis of choice, how it is that we proceed. Go ahead, Clarence.

Are the clinics and the hospitals that you prefer to have access to All right, where do you want to go for your care? So those three things, trust with your providers, medications, and clinics and hospitals. For me, that's the basis of choice, how it is that we proceed. Go ahead, Clarence.

Correct.

Correct.

So, so you, you, the point, an important point is a broker. In other words, you know, it's really, really hard to navigate all this stuff. It's really, really hard to compare and contrast one plan to the next. And also, you know, all the different variables. So you're recommending having or getting a broker, right?

So, so you, you, the point, an important point is a broker. In other words, you know, it's really, really hard to navigate all this stuff. It's really, really hard to compare and contrast one plan to the next. And also, you know, all the different variables. So you're recommending having or getting a broker, right?

For me, too. For me, too.

For me, too. For me, too.

Oh, okay. Yeah, well, that's a good point.