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Chapter 1: What is discussed at the start of this section?
To watch episodes of Financial Audit a week earlier, check us out on YouTube. You accused her of cheating. You had to go through all her Instagram messages, all her text messages, all that .
He just leaned in to kiss me and I just let it happen. I didn't know what to do.
You have no agency?
What the is this? He's like six foot five.
One thing you don't know is that, yeah, she has like fully just gone out and sent her ex while you guys are together. He tried to specifically turn off the vanish mode auto delete stuff on your phone and you wouldn't let him.
It wasn't on.
That was literally on.
It was not. It was on. I saw you grab my phone and turn it on and then be like, look, it's on.
This is the moment where we can stop an actual mistake from happening. Once you guys get slightly out of the excitement, this relationship's done. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only.
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Chapter 2: What are the financial implications of their relationship?
I would say average, it can be about $16,000 and some change. Every... Sorry, every two weeks.
Okay, so yeah. $1,600.
Oh, yeah. I mean, I got it. Oh, shit. Okay. No, I mean, I understood. But okay. 3,200. Very good. Okay. Wonderful. So like half of what she's making. You guys are doing well together. You guys are doing well together. Yeah, for the most part. How long have we been together? Five months. Five months. Okay, so this is not a marriage. At least I don't think it's. You guys are not married, right?
I've known him for 15 years, though. So, I mean, it's been. We're not married.
Well, that has nothing to do with anything I just asked. But I appreciate the lore drop.
Hey, it's good.
So far. What is?
We've known each other for so long.
Okay, very good. But you've been together for five months. Okay, I don't really understand the point of that part, but thank you. That was beneficial. So $9,266, but I can't really combine it because you guys have only been together for five months. Do you even live together? I mean, probably not. That would be crazy. Yeah. Okay, that's crazy. Yeah, we live together currently.
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Chapter 3: How do trust issues manifest in their relationship?
Not even something we'd consider. You know, shit just kind of happens. It sure does. And you have a choice whether or not it does for the most part, including combining finances. So what the fuck are you talking about? Shit happens. What? Well, I mean, I f***ing love her. I mean, what do you want me to say? No, very good. But you're in the honeymoon phase. I mean, come on.
Before we combine all these accounts, before you have any legal protections that come with marriage, by the way. So, like... All right, to be fair, she's the one that mostly wants to combine s*** at this point. Do you not want to combine f***ing things? Well, I'm not saying that. It's just, like he just said, we're not even f***ing married yet. I know, but I thought you wanted to, too.
Look, you're the breadwinner in this f***ing relationship. Let's just...
well yeah make that very blatantly truth i mean as much as i have a fully comped unit so technically i'm making 37 an hour if we're being realistic because rent's like what 1750 but i mean you already wanted to combine i want you to have your own i got my own stuff you think it'd be he would who would want to combine because he's the one that doesn't make money for the area and you make good money but you want to come out why because you have like no pressures you feel nothing
Well, I mean, obviously there's some pressure or else I wouldn't be here, but I feel like, I mean, hmm, where do I want to go with this?
Why do you want to combine so quick? You'd think I'd be the gold digger. You're still married. Okay, that's a bit weird. Can we not like not be married to another guy before you? To be fair, I told her I wanted to wait a year before we talked seriously about marriage. I mean, we talk about it. You know what I'm saying? Like who doesn't? A year from when?
Just from when we started dating around December. So, I mean, it's not like I'm looking to marry her right now. Do I want to? I mean, yeah. Well, I feel like with the path she's going, she'd do it in this exact second. If I could marry you guys, I feel like she would. I mean. She's laughing like a witch about it. Yeah, I mean, she kind of... Yeah, sometimes I don't want to go home to my wife.
Anywho, so, I mean... Your wife?
See, he's not opposed.
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Chapter 4: What events led to their quick relationship progression?
Well, it was, life is just easier when he wasn't home. When he was home, I did all the cooking. I did all the cleaning. I took care of everything. I felt like a mother when I don't have kids. Like, I don't know. It's just every time he left, it was easier when he was gone. And so, I mean, why put myself through all of that when I could just go somewhere else?
Yeah, and immediately check up at a funeral with him. Okay. And you weren't married, right? No. I was just dating a 40-year-old. Yeah, you heard that. I did not stutter. No, I'm just looking at your age. I mean, I don't care. I think you were a 26-year-old. I always wanted a f***ing MILF in high school. Wait until 26? Oh, 25. Yeah, well, you know, I was a pussy back then. Basically a kid. Yeah.
I was groomed.
That's some strong language. Yeah. Okay. Stop.
So, okay, well, you were dating this woman? How long? It was about two years, about to be three. What? You were three? Yeah, we were about to go on our third year of dating, but near the end. When did you break up with her? It was before her and I did anything, to be fair. Okay. It was already going downhill. She's giving a face. What? What is that face? Do you want to put it out there?
I'm good. You want to lay your nuts out on the table? I'm fine. My nuts are tucked under the table.
What do you want to say? I feel like this is the time to say it. Lay your nuts out. Okay. I love my strong... Okay, dude. My goodness.
You're a... They had a little crossover. I'm not supposed to say that. I just gave a look.
You're not supposed to say it?
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Chapter 5: What are the implications of cheating in relationships?
Yeah, I was a really big fan of that.
Who would be the fourth?
my girlfriend at the time. Not the 40-year-old, but, you know. Who would be the third then?
Earn or husband?
Yeah. Oh. Yeah. We all banged in the same room.
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Chapter 6: How can financial struggles affect relationships?
I wasn't really into it afterwards. No swapping. There wasn't any swapping. It wasn't like that. Just kind of
happened that night and shit yeah no I wasn't really into it afterwards I felt very gross and then I would too probably yeah no it was bad she wanted you so bad but they see here's the thing they kept f***ing with me on the subject like oh we're gonna ban your girlfriend like it's gonna happen again I don't care I don't care I don't care it was bad if she warned you about her why would she do that
I assume she still has a lot of residual resentment. Or because you guys both started this relationship on borderline cheating on both sides. Come on. Crazy.
Chapter 7: What should be considered before proposing in a relationship?
Well, she's defending him. There is no foundation here. She's coming to like, you know, save him. I don't care.
There's no foundation to this relationship. I don't even understand the point. Guys, once you guys get slightly out of the excitement, this relationship is done. I mean, come on. It totally is. There's no longevity here.
Chapter 8: What advice is given about navigating toxic relationships?
And if there is, it's going to be misery eventually. I like to think my passion will overpower all that bullshit. The past was five months ago. No, no, no. Passion. Passion? Passion. Jesus Christ. Read a goddamn book. Read a book? What are you? You don't learn that in a book. My passion will overpower all the short-term bullshit.
You were saying like passion.
That's the thing. That's what I'm specifically saying is that this passion, this fiery moment, the honeymoon phase will end. And then nothing's left. It started with cheating, trust issues along the way. Nothing's there. Free housing and free money. That's all there is. I don't want her f***ing money, though. Uh-huh. No.
If I really wanted her money, I would ask her all the time to pay off my car. I would always ask her to buy me booze. I'm not going to do that. Wine and booze? Do you guys drink a lot? A little above average, but, you know, who's counting?
This ship's going to go down in flames, guys.
Yeah, we're also blue collars, so, I mean.
What? That's a terrible excuse. To me, it's a terrible excuse. I come from a very blue, brown-collar family. Oh, my God.
What? Everyone drinks. A lot of most blue-collar people drink. Actually, no. The ages you guys are drinking has fallen off the cliff dramatically. Wait, really? Yes, really. Yeah, I think Gen Z is like… Gen Z adults, yes. Really? Do they smoke more than… I'm sorry. Just because you're an alcoholic doesn't mean everyone else around you is.
Just because you're a cheater doesn't mean everyone else around you is. Just because you're a liar doesn't mean everyone else around you is. I didn't cheat, but… That's not how this world works. Yeah, all right. Read a book. Read a book. A good one. Yeah. Okay. What do we think? Combined financial scores?
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