Brittany Luce

That floored me. In our chat, Andy compared it to the grocery store. You know, that area right before in front of the cashier where there are snacks, gum, and soda for you to buy last minute. If you have an app that offers buy now, pay later loans, the app curates that little section just for you. But it doesn't stop there.

In my mind, I'm like, it looks like a bank. It quacks like a bank. And it kind of sounds like it hits all of the same sensory cues as shopping or buying anything with any other card. And since it is so similar, if a young person uses Buy Now, Pay Later to get on their feet, wouldn't they eventually just transition over to a credit card anyway?

In my mind, I'm like, it looks like a bank. It quacks like a bank. And it kind of sounds like it hits all of the same sensory cues as shopping or buying anything with any other card. And since it is so similar, if a young person uses Buy Now, Pay Later to get on their feet, wouldn't they eventually just transition over to a credit card anyway?

In my mind, I'm like, it looks like a bank. It quacks like a bank. And it kind of sounds like it hits all of the same sensory cues as shopping or buying anything with any other card. And since it is so similar, if a young person uses Buy Now, Pay Later to get on their feet, wouldn't they eventually just transition over to a credit card anyway?

And that ease is helped by a market rapidly changing to meet demand. Places like Amazon, Walmart, and Target offer buy now, pay later options. Costco just announced its own buy now, pay later program. And according to a LendingTree survey... 25% of buy now, pay later users use the loans for everyday purchases like groceries.

And that ease is helped by a market rapidly changing to meet demand. Places like Amazon, Walmart, and Target offer buy now, pay later options. Costco just announced its own buy now, pay later program. And according to a LendingTree survey... 25% of buy now, pay later users use the loans for everyday purchases like groceries.

And that ease is helped by a market rapidly changing to meet demand. Places like Amazon, Walmart, and Target offer buy now, pay later options. Costco just announced its own buy now, pay later program. And according to a LendingTree survey... 25% of buy now, pay later users use the loans for everyday purchases like groceries.

But what stopped me in my tracks was the news that Klarna partnered with DoorDash so customers could eat now, pay later. It made me skeptical if making this type of payment the norm is wise. Because even though Buy Now Pay Later is an easier form of credit to use, it doesn't necessarily have the same protections as a traditional credit card. But maybe that's the point.

But what stopped me in my tracks was the news that Klarna partnered with DoorDash so customers could eat now, pay later. It made me skeptical if making this type of payment the norm is wise. Because even though Buy Now Pay Later is an easier form of credit to use, it doesn't necessarily have the same protections as a traditional credit card. But maybe that's the point.

But what stopped me in my tracks was the news that Klarna partnered with DoorDash so customers could eat now, pay later. It made me skeptical if making this type of payment the norm is wise. Because even though Buy Now Pay Later is an easier form of credit to use, it doesn't necessarily have the same protections as a traditional credit card. But maybe that's the point.

That is author Malcolm Harris. We had him on the show a while back to talk about his book, Palo Alto, a comprehensive history of Silicon Valley. I reached out to him after hearing that Klarna partnered with DoorDash. I wondered about the risks of a necessity like food entering the buy-now-pay-later universe. But according to Malcolm, that's actually not what this is about.

That is author Malcolm Harris. We had him on the show a while back to talk about his book, Palo Alto, a comprehensive history of Silicon Valley. I reached out to him after hearing that Klarna partnered with DoorDash. I wondered about the risks of a necessity like food entering the buy-now-pay-later universe. But according to Malcolm, that's actually not what this is about.

That is author Malcolm Harris. We had him on the show a while back to talk about his book, Palo Alto, a comprehensive history of Silicon Valley. I reached out to him after hearing that Klarna partnered with DoorDash. I wondered about the risks of a necessity like food entering the buy-now-pay-later universe. But according to Malcolm, that's actually not what this is about.

That's when it dawned on me. Klarna and Affirm are financial tech companies.

That's when it dawned on me. Klarna and Affirm are financial tech companies.

That's when it dawned on me. Klarna and Affirm are financial tech companies.

And after hearing the news Klarna doubled its losses in the first quarter, it made me wonder, are we seeing the fallout from the infamous Millennial Lifestyle Subsidy? This is Money Troubles. And for the past few weeks, we've been looking into the ways everyday people are trying to make ends meet and what it says about how our culture views labor, basic needs, or even our favorite pastimes.

And after hearing the news Klarna doubled its losses in the first quarter, it made me wonder, are we seeing the fallout from the infamous Millennial Lifestyle Subsidy? This is Money Troubles. And for the past few weeks, we've been looking into the ways everyday people are trying to make ends meet and what it says about how our culture views labor, basic needs, or even our favorite pastimes.

And after hearing the news Klarna doubled its losses in the first quarter, it made me wonder, are we seeing the fallout from the infamous Millennial Lifestyle Subsidy? This is Money Troubles. And for the past few weeks, we've been looking into the ways everyday people are trying to make ends meet and what it says about how our culture views labor, basic needs, or even our favorite pastimes.

In this final episode, author Malcolm Harris joins me to get into how cheap credit may be just another lifestyle subsidy for a new generation. And when the bill comes due, who pays? I'm wondering, how did the millennial lifestyle subsidy that we're talking about and its fallout bring us to this buy now, pay later for everything moment?