Caller

over just i've never had a credit card that don't suggest that i just never do one ever never ever ever ever ever explain to me why you would need one and how it would benefit you well i have a good credit and i don't have a problem like only buying things for the purpose of building credit yes you do you have a car that you can't that you're five thousand dollars upside down on

But the situation I was in is you can't have a job in my old town without having a car. So I really did pick a very affordable option at the time because I made more money having a car than I think I would have.

But the situation I was in is you can't have a job in my old town without having a car. So I really did pick a very affordable option at the time because I made more money having a car than I think I would have.

But the situation I was in is you can't have a job in my old town without having a car. So I really did pick a very affordable option at the time because I made more money having a car than I think I would have.

I'm very open into doing that in the future. I was nervous about getting stuck on a highway with like an unreliable. I got you. I totally got you.

I'm very open into doing that in the future. I was nervous about getting stuck on a highway with like an unreliable. I got you. I totally got you.

I'm very open into doing that in the future. I was nervous about getting stuck on a highway with like an unreliable. I got you. I totally got you.

Yeah, it is.

Yeah, it is.

Yeah, it is.

Hi, thanks for having me.

Hi, thanks for having me.

Hi, thanks for having me.

Okay, so kind of back story. I'm 43. I have a 56-year-old boyfriend. We've been together 20 years, lived together 18. He's financially irresponsible. He's 56, and he's got maybe $8,000 to $10,000 in retirement.

Okay, so kind of back story. I'm 43. I have a 56-year-old boyfriend. We've been together 20 years, lived together 18. He's financially irresponsible. He's 56, and he's got maybe $8,000 to $10,000 in retirement.

Okay, so kind of back story. I'm 43. I have a 56-year-old boyfriend. We've been together 20 years, lived together 18. He's financially irresponsible. He's 56, and he's got maybe $8,000 to $10,000 in retirement.

the entire relationship like we've fought we've talked about money we've argued about money we've thought about money like he didn't even put money into his 401k at work until I finally cut my foot down and was like no you're gonna you have to so well this sounds fun yeah can I ask you another question oh it gets worse oh okay excellent you're gonna you'll I'll hand you the shovel back you keep digging go ahead

the entire relationship like we've fought we've talked about money we've argued about money we've thought about money like he didn't even put money into his 401k at work until I finally cut my foot down and was like no you're gonna you have to so well this sounds fun yeah can I ask you another question oh it gets worse oh okay excellent you're gonna you'll I'll hand you the shovel back you keep digging go ahead

the entire relationship like we've fought we've talked about money we've argued about money we've thought about money like he didn't even put money into his 401k at work until I finally cut my foot down and was like no you're gonna you have to so well this sounds fun yeah can I ask you another question oh it gets worse oh okay excellent you're gonna you'll I'll hand you the shovel back you keep digging go ahead

Okay, so I just found out the bombshell is his mom had taken out a reverse mortgage on her condo, took about half a million dollars out because her husband was having really bad medical problems.