Dr. Brad Klontz

Yeah. So first of all, you know, Adrian and I are here together because we have a recent national bestselling book, Start Thinking Rich. And that's really what we've been focused on lately. And the passion there has been essentially what can we teach people who want to level up their finances, their relationship with money? And so for me, I grew up in a lower income, broken family.

Yeah. So first of all, you know, Adrian and I are here together because we have a recent national bestselling book, Start Thinking Rich. And that's really what we've been focused on lately. And the passion there has been essentially what can we teach people who want to level up their finances, their relationship with money? And so for me, I grew up in a lower income, broken family.

Yeah. So first of all, you know, Adrian and I are here together because we have a recent national bestselling book, Start Thinking Rich. And that's really what we've been focused on lately. And the passion there has been essentially what can we teach people who want to level up their finances, their relationship with money? And so for me, I grew up in a lower income, broken family.

There was drama, there was trauma, and we didn't have any money. And I looked around and I saw a lot of hardworking, God-fearing, good people. And Adrian has a very different story, but some parts of my family have been around since the Mayflower period. And as a young kid, I'm like, why are both sets of grandparents, why are we in trailer parks? Like, what's going on here?

There was drama, there was trauma, and we didn't have any money. And I looked around and I saw a lot of hardworking, God-fearing, good people. And Adrian has a very different story, but some parts of my family have been around since the Mayflower period. And as a young kid, I'm like, why are both sets of grandparents, why are we in trailer parks? Like, what's going on here?

There was drama, there was trauma, and we didn't have any money. And I looked around and I saw a lot of hardworking, God-fearing, good people. And Adrian has a very different story, but some parts of my family have been around since the Mayflower period. And as a young kid, I'm like, why are both sets of grandparents, why are we in trailer parks? Like, what's going on here?

Like, it doesn't make sense. The American dream has not worked for us along the way. And so as a kid, I just got really curious about that. I remember going to one of my friend's houses and having dinner with his family. And I just thought they were so rich. And I was so intrigued by this. And in retrospect, it was like a middle class home and it had two bathrooms.

Like, it doesn't make sense. The American dream has not worked for us along the way. And so as a kid, I just got really curious about that. I remember going to one of my friend's houses and having dinner with his family. And I just thought they were so rich. And I was so intrigued by this. And in retrospect, it was like a middle class home and it had two bathrooms.

Like, it doesn't make sense. The American dream has not worked for us along the way. And so as a kid, I just got really curious about that. I remember going to one of my friend's houses and having dinner with his family. And I just thought they were so rich. And I was so intrigued by this. And in retrospect, it was like a middle class home and it had two bathrooms.

And for me, I was like, that's incredible. Two bathrooms. To me, that's what I decided Rich was. But I remember sort of interviewing this guy. So I'm in sixth grade, and I'm interviewing this guy, my friend's dad. Like, what do you do for work? And I was just fascinated about how do I get into this world?

And for me, I was like, that's incredible. Two bathrooms. To me, that's what I decided Rich was. But I remember sort of interviewing this guy. So I'm in sixth grade, and I'm interviewing this guy, my friend's dad. Like, what do you do for work? And I was just fascinated about how do I get into this world?

And for me, I was like, that's incredible. Two bathrooms. To me, that's what I decided Rich was. But I remember sort of interviewing this guy. So I'm in sixth grade, and I'm interviewing this guy, my friend's dad. Like, what do you do for work? And I was just fascinated about how do I get into this world?

And then fast forward, I became a clinical psychologist, essentially to try to help people grow and heal childhood trauma and wounds, which I had a lot of. I mean, I had to get over myself. And then I got out of school. I owed $100,000 in student loan debt. And I had no idea how to get out of debt. And I saw a friend of mine make $100,000 in a year trading stocks.

And then fast forward, I became a clinical psychologist, essentially to try to help people grow and heal childhood trauma and wounds, which I had a lot of. I mean, I had to get over myself. And then I got out of school. I owed $100,000 in student loan debt. And I had no idea how to get out of debt. And I saw a friend of mine make $100,000 in a year trading stocks.

And then fast forward, I became a clinical psychologist, essentially to try to help people grow and heal childhood trauma and wounds, which I had a lot of. I mean, I had to get over myself. And then I got out of school. I owed $100,000 in student loan debt. And I had no idea how to get out of debt. And I saw a friend of mine make $100,000 in a year trading stocks.

And this is just before the tech bubble. And I got really excited. I sold everything I had of value. I started to trade stocks. And then the tech bubble broke. And I watched all my money melt away. And that's when I became a financial psychologist. Because I'm like, why would a reasonably intelligent person be his own worst enemy? Obviously, I didn't know what was happening.

And this is just before the tech bubble. And I got really excited. I sold everything I had of value. I started to trade stocks. And then the tech bubble broke. And I watched all my money melt away. And that's when I became a financial psychologist. Because I'm like, why would a reasonably intelligent person be his own worst enemy? Obviously, I didn't know what was happening.

And this is just before the tech bubble. And I got really excited. I sold everything I had of value. I started to trade stocks. And then the tech bubble broke. And I watched all my money melt away. And that's when I became a financial psychologist. Because I'm like, why would a reasonably intelligent person be his own worst enemy? Obviously, I didn't know what was happening.

I didn't know how to do it, but I got sucked into sort of a get rich quick scheme that my friend was sucked into. And that really set me on the search to research the psychology of money, the psychology of wealth. So what are the psychological differences between ultra wealthy, middle class, low income?

I didn't know how to do it, but I got sucked into sort of a get rich quick scheme that my friend was sucked into. And that really set me on the search to research the psychology of money, the psychology of wealth. So what are the psychological differences between ultra wealthy, middle class, low income?