Logan from Philadelphia

Hey, how are you guys doing today?

Yeah, I just had a quick question. I'm currently, I'm only 19 years old, though. I'm a real estate agent just right out of high school. Didn't bother with college. And last year, I made just a little over 50 grand. This year, so far, as long as it keeps this pattern, I'm projected to make right around 80 grand. And I've always been a frugal person throughout life.

And I just wanted to see what you guys thought about taking a trip to Thailand. I've always wanted to go. It would cost right around $3,500 to $4,000. And just spending that much money on a vacation seems strange to me.

I've had family go there and they all love it. You know, I always see pictures online. People love it. I've had friends go. So just kind of from word of mouth, I've been all over the Bahamas numerous times. It's just, I've never been anywhere in that part of the world.

So my living, I'm actually currently still with my parents. So, you know, I don't have many expenses other than lifestyle. And you don't have any debt? I'm not in debt at all. No, well, I do. My parents, they helped me invest in real estate. So I have a loan out with them. It's for a duplex though. Their plan is they are like, I have a mortgage through them.

They're going to forgive that instead of, usually for my siblings, they pay for college. They're just going to forget that in a couple of years once I move in. So I don't really consider that debt. I'm still paying on mortgage. You know, I have tenants in there that pay it.

No, there's no stipulation. The reason why they have it so they'll pay it off just in a couple of years is because I'm not going to college. You know, they paid for all my siblings' college. Okay. So they have the money to pay off this mortgage? Yes. Yep. Yep. They're very well off.

Let's see. I bought it well. I bought it at right around $240,000, and right now I could get it for probably $330,000.

Yes.

Savings, right around $40,000. Whoa.

All right.

The plan, currently I just have a girlfriend at the time right now, but most likely within the next 18 to 24 months.

You know, I just think I'm still young. I'm 19. I have a few older brothers, and, you know, they all still live at home.

I just have tenants in there on both sides. Who's getting the money? I am. I'm paying them a mortgage. They have it amortized over 30 years. I'm still paying one, though they're just going to forgive the rest, whatever is remaining.

Eventually, yes.

The problem is I'm just usually when I put money in the savings, like this 40 grand, I never touch it. So, you know, it's very strange to me just to pull out a few grand for a vacation when I'm so used to stashing money away.

Okay. That makes perfect sense.