Matt Pierce

And she says, she goes, you know, all the things you're talking about are or just outputs of what I'm really looking at as a bigger problem. My turnover rate is so high. And I said, she goes, all your scheduling stuff isn't going to fix that. So I kind of took the old take off the sales hat, put on the consulting hat. And I said, well, how do you fix that?

She said, well, gosh, if you could figure it out, I think you'd really be on to something. And I said, well, do you have any ideas? And she said, you know, I think a lot of it comes down to money. And I said, money. So just pay your people more. And she goes, yeah, well, if I start paying more, then the costs go up and then it just creates this cycle.

She said, well, gosh, if you could figure it out, I think you'd really be on to something. And I said, well, do you have any ideas? And she said, you know, I think a lot of it comes down to money. And I said, money. So just pay your people more. And she goes, yeah, well, if I start paying more, then the costs go up and then it just creates this cycle.

She said, well, gosh, if you could figure it out, I think you'd really be on to something. And I said, well, do you have any ideas? And she said, you know, I think a lot of it comes down to money. And I said, money. So just pay your people more. And she goes, yeah, well, if I start paying more, then the costs go up and then it just creates this cycle.

She said, and eventually I kind of cap out what I can charge. And so it starts eating into my profit margins. So I said, well, just pay them more frequently. And she said, well, thanks, man. You just doubled. If I went from biweekly pay to weekly pay, you just doubled my cost for payroll. And I go, huh. And she said, so Think on it, let me know.

She said, and eventually I kind of cap out what I can charge. And so it starts eating into my profit margins. So I said, well, just pay them more frequently. And she said, well, thanks, man. You just doubled. If I went from biweekly pay to weekly pay, you just doubled my cost for payroll. And I go, huh. And she said, so Think on it, let me know.

She said, and eventually I kind of cap out what I can charge. And so it starts eating into my profit margins. So I said, well, just pay them more frequently. And she said, well, thanks, man. You just doubled. If I went from biweekly pay to weekly pay, you just doubled my cost for payroll. And I go, huh. And she said, so Think on it, let me know.

And I couldn't stop thinking about it for like a month. I sat down with a mentor and I kind of explained to him this problem. He goes, well, that seems like a huge issue. How many people live paycheck to paycheck in the U.S.? I looked it up and it was 78%. 160 million people in the U.S. workforce, right? It's crazy that four out of five people are living paycheck to paycheck.

And I couldn't stop thinking about it for like a month. I sat down with a mentor and I kind of explained to him this problem. He goes, well, that seems like a huge issue. How many people live paycheck to paycheck in the U.S.? I looked it up and it was 78%. 160 million people in the U.S. workforce, right? It's crazy that four out of five people are living paycheck to paycheck.

And I couldn't stop thinking about it for like a month. I sat down with a mentor and I kind of explained to him this problem. He goes, well, that seems like a huge issue. How many people live paycheck to paycheck in the U.S.? I looked it up and it was 78%. 160 million people in the U.S. workforce, right? It's crazy that four out of five people are living paycheck to paycheck.

And when you really start peeling it back, I started reading articles in Fortune magazine where there were these dual income families making over $300,000 a year that had zero savings at the end of the year because as their income grew, their costs and their living expenses grew and they're sending their kids to private school and they've got fancy cars and all the things, right?

And when you really start peeling it back, I started reading articles in Fortune magazine where there were these dual income families making over $300,000 a year that had zero savings at the end of the year because as their income grew, their costs and their living expenses grew and they're sending their kids to private school and they've got fancy cars and all the things, right?

And when you really start peeling it back, I started reading articles in Fortune magazine where there were these dual income families making over $300,000 a year that had zero savings at the end of the year because as their income grew, their costs and their living expenses grew and they're sending their kids to private school and they've got fancy cars and all the things, right?

And so it's not, people lose sight of paycheck to paycheck living is not just people that are making minimum wage. It can impact anybody and everybody. And what was even more concerning was that when people found themselves with an unexpected financial need in between paydays, they really had no place to turn. The places that they could turn were typically fairly predatory, right?

And so it's not, people lose sight of paycheck to paycheck living is not just people that are making minimum wage. It can impact anybody and everybody. And what was even more concerning was that when people found themselves with an unexpected financial need in between paydays, they really had no place to turn. The places that they could turn were typically fairly predatory, right?

And so it's not, people lose sight of paycheck to paycheck living is not just people that are making minimum wage. It can impact anybody and everybody. And what was even more concerning was that when people found themselves with an unexpected financial need in between paydays, they really had no place to turn. The places that they could turn were typically fairly predatory, right?

If I've got a credit card, the APR, depending on my credit score, can range from 18% to 35%. If I turn to a title or a payday loan, those rates can be as high as in states like Texas, 664% APR for a payday loan. It completely creates this cycle of debt. that unfortunately many Americans simply can't break.

If I've got a credit card, the APR, depending on my credit score, can range from 18% to 35%. If I turn to a title or a payday loan, those rates can be as high as in states like Texas, 664% APR for a payday loan. It completely creates this cycle of debt. that unfortunately many Americans simply can't break.

If I've got a credit card, the APR, depending on my credit score, can range from 18% to 35%. If I turn to a title or a payday loan, those rates can be as high as in states like Texas, 664% APR for a payday loan. It completely creates this cycle of debt. that unfortunately many Americans simply can't break.

And so when we look at that, we said, how can we go in and start to fix some of these issues? And what we did and essentially what I started here at Immediate as the founder of this company was, let's go in and connect with existing time tracking and payroll systems.