Ross Anderson

Thank you so much for having me. Happy to be here.

Thank you so much for having me. Happy to be here.

Thank you so much for having me. Happy to be here.

Thanks for a little bit of the context that you're sharing some concerns about whether or not the federal cuts might impact your employment. My first question would really be, what does your emergency fund look like? And we don't necessarily need the numbers here, but I would think about it in terms of how long could you go, whether that's weeks or months, if you didn't have paychecks coming in.

Thanks for a little bit of the context that you're sharing some concerns about whether or not the federal cuts might impact your employment. My first question would really be, what does your emergency fund look like? And we don't necessarily need the numbers here, but I would think about it in terms of how long could you go, whether that's weeks or months, if you didn't have paychecks coming in.

Thanks for a little bit of the context that you're sharing some concerns about whether or not the federal cuts might impact your employment. My first question would really be, what does your emergency fund look like? And we don't necessarily need the numbers here, but I would think about it in terms of how long could you go, whether that's weeks or months, if you didn't have paychecks coming in.

That's really how I think about evaluating emergency funds. So could you share a little bit about where you are in that respect?

That's really how I think about evaluating emergency funds. So could you share a little bit about where you are in that respect?

That's really how I think about evaluating emergency funds. So could you share a little bit about where you are in that respect?

A couple of years. Okay. So, so very strong.

A couple of years. Okay. So, so very strong.

A couple of years. Okay. So, so very strong.

Yeah.

Yeah.

Yeah.

Typically what you'll hear advisors say is kind of three to six months, um, as a good, healthy emergency fund. Now, the more sensitive your income is to the environment, I actually think notching that up can be prudent. So people that work in commission jobs, for example, or real estate where they may not have, um,

Typically what you'll hear advisors say is kind of three to six months, um, as a good, healthy emergency fund. Now, the more sensitive your income is to the environment, I actually think notching that up can be prudent. So people that work in commission jobs, for example, or real estate where they may not have, um,

Typically what you'll hear advisors say is kind of three to six months, um, as a good, healthy emergency fund. Now, the more sensitive your income is to the environment, I actually think notching that up can be prudent. So people that work in commission jobs, for example, or real estate where they may not have, um,

commissions for a long period of time or they may have a slow season and things like that. So being a little above that is really healthy. But in theory, if you could go multiple years, first of all, congratulations, that's fantastic. That also may be an indication that you're a little too heavy in cash. So we can talk about that as well today. But that's a really, really impressive place to be.

commissions for a long period of time or they may have a slow season and things like that. So being a little above that is really healthy. But in theory, if you could go multiple years, first of all, congratulations, that's fantastic. That also may be an indication that you're a little too heavy in cash. So we can talk about that as well today. But that's a really, really impressive place to be.