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Sean Pyles

๐Ÿ‘ค Speaker
10039 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

That's the smart move.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

Yeah.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

I mean, because long term, don't you want to move on with your life too?

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

I wouldn't be moving out immediately, but I would want to have the upper hand in the immediate aftermath of whatever's going down in this relationship.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

But this reader here, this poster, is really concerned about how to get the ex off of the house.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

So in that case, they would probably want to look into something called a quit claim for the deed, which would be able to allow them to sever ties.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

You would need the ex's, I guess, presumably ex's consent to do this, but that's going to be likely the easiest way to actually separate this joint ownership, which really,

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

It goes back to how difficult it can be when you share ownership over property with someone that you're not married to.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

It can be really thorny to get out of it.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

So a lesson for people who might be considering this, try to have this exit strategy mapped out before you even get into the situation.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

OK, one comment that I really like that resonated with me is someone said, if you haven't already, place a freeze on your credit so he can't open a new mortgage slash credit card slash bank accounts using your info.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

that would be a really smart move but it also presumes that your ex is organized enough to know your social security information but still not a bad idea for anyone just freeze your credit people please but do take steps to safeguard yourself because someone who is being called out for cheating with like an only fans creator and talking to ai about it they might not be the smartest they also might feel retaliatory and embarrassed when you do confront them with this so take some steps to prevent to protect yourself ahead of time

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

Yeah.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

And also they may just want to go somewhere else for a period of time and get out of that house, like go stay with a friend and go get a hotel room.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

That's going to probably cost some money.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

Make sure you have some cash set aside or can at least cover this if you're putting down a credit card.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

One commenter asked, how much would his half of the house cost?

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

Could you lowball him and buy him out?

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

I like the idea of trying to get a bargain with this.

NerdWallet's Smart Money Podcast
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

Please lowball this guy because he's already done some shady things and he probably just wants to get out of the situation, too.