Sean Pyles

There are a bunch of risk tolerance questionnaires online, so I recommend taking one and seeing where you land. But also keep in mind something called risk capacity, which can be thought of as a quantifiable counterpart to risk tolerance. Risk capacity is how much risk you can take on while still being financially solvent or able to meet your financial goals.

There are a bunch of risk tolerance questionnaires online, so I recommend taking one and seeing where you land. But also keep in mind something called risk capacity, which can be thought of as a quantifiable counterpart to risk tolerance. Risk capacity is how much risk you can take on while still being financially solvent or able to meet your financial goals.

So if there is a mismatch between your risk tolerance and your risk capacity, like if you are emotionally risk-averse but need to take on more risk to meet your financial goals, consider either adjusting your goals or finding ways to make dealing with the swings of the market a little bit easier to handle.

So if there is a mismatch between your risk tolerance and your risk capacity, like if you are emotionally risk-averse but need to take on more risk to meet your financial goals, consider either adjusting your goals or finding ways to make dealing with the swings of the market a little bit easier to handle.

So if there is a mismatch between your risk tolerance and your risk capacity, like if you are emotionally risk-averse but need to take on more risk to meet your financial goals, consider either adjusting your goals or finding ways to make dealing with the swings of the market a little bit easier to handle.

Well, I'm generally of the belief that most people are probably fine with a strategy of dollar cost averaging and putting their money into an exchange rated fund or an index fund which tracks the market or an industry. Trying to beat the market is often a fool's errand. But if people are really wary of investing in the U.S.

Well, I'm generally of the belief that most people are probably fine with a strategy of dollar cost averaging and putting their money into an exchange rated fund or an index fund which tracks the market or an industry. Trying to beat the market is often a fool's errand. But if people are really wary of investing in the U.S.

Well, I'm generally of the belief that most people are probably fine with a strategy of dollar cost averaging and putting their money into an exchange rated fund or an index fund which tracks the market or an industry. Trying to beat the market is often a fool's errand. But if people are really wary of investing in the U.S.

right now, they might want to look at international funds, which primarily invest in companies outside the U.S., For example, in late April, FSPSX, an international fund from Fidelity, was up over 11% for the year. That's compared with the S&P 500, which was down more than 6% as of this recording.

right now, they might want to look at international funds, which primarily invest in companies outside the U.S., For example, in late April, FSPSX, an international fund from Fidelity, was up over 11% for the year. That's compared with the S&P 500, which was down more than 6% as of this recording.

right now, they might want to look at international funds, which primarily invest in companies outside the U.S., For example, in late April, FSPSX, an international fund from Fidelity, was up over 11% for the year. That's compared with the S&P 500, which was down more than 6% as of this recording.

And some people like to ignore their 401ks in times like this. Maybe I'm a little masochistic, but I can find it actually really helpful to check my retirement account balances when the market is going wild. After I have that brief pang of anxiety upon seeing my balance, which is not as high as I wish it was, I go and I look at how it's grown over time.

And some people like to ignore their 401ks in times like this. Maybe I'm a little masochistic, but I can find it actually really helpful to check my retirement account balances when the market is going wild. After I have that brief pang of anxiety upon seeing my balance, which is not as high as I wish it was, I go and I look at how it's grown over time.

And some people like to ignore their 401ks in times like this. Maybe I'm a little masochistic, but I can find it actually really helpful to check my retirement account balances when the market is going wild. After I have that brief pang of anxiety upon seeing my balance, which is not as high as I wish it was, I go and I look at how it's grown over time.

Then I think about how much more time I have until my retirement. So I take the balance for what it is, a snapshot in time. Doing this helps build my financial and emotional resilience, which helps with my risk tolerance. because I'm trying to have a very cushy retirement, and that means that my risk capacity is pretty high.

Then I think about how much more time I have until my retirement. So I take the balance for what it is, a snapshot in time. Doing this helps build my financial and emotional resilience, which helps with my risk tolerance. because I'm trying to have a very cushy retirement, and that means that my risk capacity is pretty high.

Then I think about how much more time I have until my retirement. So I take the balance for what it is, a snapshot in time. Doing this helps build my financial and emotional resilience, which helps with my risk tolerance. because I'm trying to have a very cushy retirement, and that means that my risk capacity is pretty high.

That's fair.

That's fair.

That's fair.