Tom Gardner

speaker
979 appearances 13 recordings 1 series first heard Oct 2025 last heard 16 Aug

Tom Gardner’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
4 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 13 in all, peaking in Jul 2026 with 4.

Appearances

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Let's talk about agented commerce, where AI becomes the customer's main relationship and that transaction then starts to look for the cheapest alternative.
Maybe we can talk about AP4M as well.
I don't know if GPT should have allowed this, but I created an image here of AP4M.
It actually put the MasterCard logo in the center there, which makes it questionable as whether GPT should be able to place logos.
But anyway, I'd like to hear a little bit about AP4M and I will stop my
MasterCard.
Am I wrong to just insert one thing?
Am I wrong to think that it might lead to more transactions because it becomes so much more frictionless?
Once I have a representative acting on my behalf, I might find new things that I wouldn't have found myself.
There's so many ways to express what MasterCard is doing.
Just one question on the value-added services in this component of the work that you're doing.
Should we think of MasterCard as partnering even more deeply with a variety of companies to bring these systems forward, or will you continue to be acquisitive, a balance between the two?
What's the process of moving deeper and deeper into new technologies like agenda commerce, all the cybersecurity challenges, stable coins, et cetera?
Well, you may or may not know that we've built a system at The Motley Fool where we score every public company.
We have an LLM-based AI-powered system with coders around the world working with our investors to evaluate companies across leadership, the quality of their products, their competitive advantages, the valuation of the business, the financial capabilities.
Out of 4,700 companies scored in the U.S., MasterCard is number 14.
You were probably wondering why you're not telling us.
I think we should be a top 10 company, not a top five company.
I will subscribe to your report there.
We will send it to you without requiring your subscription.
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