TS Anil

Yeah, a lot feels to me like it has not changed. The size of my ambition for what we think Monzo will be has not changed. If anything, it's only been amplified. At each point of inflection in the business, what we have done as a team is bent the curve upwards.

So that's just it. You have to have a really clear sense of scale of ambition. You have to have a really clear sense of the product vision that you want to build out. But on the journey to getting there, right, you hope like hell that you only inflect to raising the ambition. It's like rock climbing, right? You're always focused on the next ledge, right?

So that's just it. You have to have a really clear sense of scale of ambition. You have to have a really clear sense of the product vision that you want to build out. But on the journey to getting there, right, you hope like hell that you only inflect to raising the ambition. It's like rock climbing, right? You're always focused on the next ledge, right?

So that's just it. You have to have a really clear sense of scale of ambition. You have to have a really clear sense of the product vision that you want to build out. But on the journey to getting there, right, you hope like hell that you only inflect to raising the ambition. It's like rock climbing, right? You're always focused on the next ledge, right?

You know that you want to get to that summit, but your focus is on the next thing and the next thing. That's exhilarating, right? It's fun to take stock for a minute and see how far you've come, but really what you're thinking about is the next thing.

You know that you want to get to that summit, but your focus is on the next thing and the next thing. That's exhilarating, right? It's fun to take stock for a minute and see how far you've come, but really what you're thinking about is the next thing.

You know that you want to get to that summit, but your focus is on the next thing and the next thing. That's exhilarating, right? It's fun to take stock for a minute and see how far you've come, but really what you're thinking about is the next thing.

T.S., tell me a song or a track you'd recommend I listen to now. I wish people asked me that more often. I always have music playing in my head, so there's always a track there.

T.S., tell me a song or a track you'd recommend I listen to now. I wish people asked me that more often. I always have music playing in my head, so there's always a track there.

T.S., tell me a song or a track you'd recommend I listen to now. I wish people asked me that more often. I always have music playing in my head, so there's always a track there.

So I'm a cheap date with dancing. There's like, you could play like 500 different tracks and you wouldn't have to convince me to get on the floor. Then talent is not correlated with desire to be on the floor with enthusiasm. So that's a low bar. I don't think there's a one track you could play when you have 500 tracks that would do it for me.

So I'm a cheap date with dancing. There's like, you could play like 500 different tracks and you wouldn't have to convince me to get on the floor. Then talent is not correlated with desire to be on the floor with enthusiasm. So that's a low bar. I don't think there's a one track you could play when you have 500 tracks that would do it for me.

So I'm a cheap date with dancing. There's like, you could play like 500 different tracks and you wouldn't have to convince me to get on the floor. Then talent is not correlated with desire to be on the floor with enthusiasm. So that's a low bar. I don't think there's a one track you could play when you have 500 tracks that would do it for me.

But different question is what, if there's a deep track that sort of touches my soul, that's a different question. What would it be? There's a few, but I guess the one I'm going to go with is, you know, Eddie Vedder with Pearl Jam. He did this insane collaboration in the 90s with Nusrat Fateh Ali Khan. You know who Nusrat is?

But different question is what, if there's a deep track that sort of touches my soul, that's a different question. What would it be? There's a few, but I guess the one I'm going to go with is, you know, Eddie Vedder with Pearl Jam. He did this insane collaboration in the 90s with Nusrat Fateh Ali Khan. You know who Nusrat is?

But different question is what, if there's a deep track that sort of touches my soul, that's a different question. What would it be? There's a few, but I guess the one I'm going to go with is, you know, Eddie Vedder with Pearl Jam. He did this insane collaboration in the 90s with Nusrat Fateh Ali Khan. You know who Nusrat is?

Nusrat is a Pakistani Sufi music singer, probably one of the best musicians of the 20th century. Pearl Jam, so Eddie Vedder, grunge rocker from Seattle, and Sufi Qawwali singer, Nusrat, collaborated on this album, which was the soundtrack of the movie Dead Man Walking.

Nusrat is a Pakistani Sufi music singer, probably one of the best musicians of the 20th century. Pearl Jam, so Eddie Vedder, grunge rocker from Seattle, and Sufi Qawwali singer, Nusrat, collaborated on this album, which was the soundtrack of the movie Dead Man Walking.

Nusrat is a Pakistani Sufi music singer, probably one of the best musicians of the 20th century. Pearl Jam, so Eddie Vedder, grunge rocker from Seattle, and Sufi Qawwali singer, Nusrat, collaborated on this album, which was the soundtrack of the movie Dead Man Walking.