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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

6 Ways to Set Financial Boundaries and Stick to Them

09 Jun 2025

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Here's the thing: we all need boundaries. In our health, work, relationships, and finances…we need boundaries. Boundaries are there to protect your peace and prevent you from causing unnecessary harm. Setting financial boundaries is especially important because they keep you on the straight and narrow.  They keep you focused on doing the things that will help you reach your financial goals. If you struggle with setting financial boundaries, you don't want to miss this episode! I'm sharing 6 ways to set financial boundaries and actually stick to them. As your situation changes, your boundaries change…but always having those limits will keep you moving in the direction of your goals.   Here's a glance at this episode: [01:59] Raya shares how failing to set financial boundaries back in college resulted in her overspending on material things, leading her deep into debt. [04:35] Boundaries, especially financial boundaries, are there to alert you when you're moving in the direction of stress and negativity. They are designed to help keep you on track. [09:58] Get comfortable with saying "That's not in my budget", so when something comes up, you can easily decline with an affirmative statement. [14:09] Know where you stand when it comes to lending or gifting money, so you can avoid rushed or emotional decisions. [17:26] If you want to stick to your boundaries (financial or otherwise), you need to learn how to clearly communicate them.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select "Write a Review." Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Join the upcoming FREE 4-week Summer Savings Challenge! Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

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