Making the Mindset Shift from Spender to Saver

If you're new to the City Girl Savings community, then I need you to know that while I may be a finance coach and the founder of City Girl Savings, I was an avid spender before City Girl Savings came to be. I put myself in situations where shifting from a spending mindset to a savings mindset was a necessity. That means I know a thing or two about being an overspender. I also know a thing or two about being a saver. So, when it comes to shifting from a spending mindset to a savings mindset, my guidance speaks volumes, because I've been there. In this episode, I'm sharing how to make the shift from spender to saver. If you struggle with spending, you don't want to miss this episode.   Here's a glance at this episode: [02:10] Want to become a saver? Don't wait until the worst-case scenario to happen before making the change. [05:13] Over time, it will get easier to say "no" to things that don't help you get towards your goals. Always remember your why. [08:34] A trend with Raya's clients is them not wanting to touch their savings. It's okay to use savings when things come up – that's what it's there for! [11:58] Spending money on experiences is always worth it for Raya, after security is taken care of. [15:10] Let growing bank account balances fuel you. Eventually other financial milestones will fuel you to keep going.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select "Write a Review." Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Listen to CGS Podcast #1 – Big City Spender to City Girl Saver Listen to CGS Podcast #11 – The Power of Visualization to Reach Your Goals Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

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