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Desi Return Diaries

How We Planned Our Move from Canada to India: Money, Exit Tax, Lifestyle, Regrets?

27 Nov 2025

Description

Amisha and Rutvik spent 13 years in Canada before finally moving back to India In this conversation we break down the real numbers, the planning, the Canada “exit tax” realities, and the lifestyle trade-offs that helped us decide. We share: monthly budgets, the exact items we budgeted for (household help, two cars, eating out, surprises), how we sold assets remotely, remittance realities, and the emotional and financial conversations between a planner and their partner. In this conversation, they share: - Our estimated comfortable living budget in Ahmedabad for two (excluding rent) -Why we sold assets in Canada (exit tax implications) and how we moved money step-by-step. -How to plan 12–36 months before moving — asset review, tax advice, and transfer caps. -Real estate: why buying before vs after moving needs careful thinking. -How to make decisions as a couple (practical vs emotional) and avoid external pressure. -Tips for moving with large pets and choosing airlines/agents.

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