Digital Social Hour
How I Built a $500K Credit Empire in 14 Months | Jack McColl DSH #1239
15 Mar 2025
Unlock the secrets to building a $500K credit empire in just 14 months! 🏆 In this jam-packed episode of Digital Social Hour, Sean Kelly sits down with credit expert Jack McColl to uncover his game-changing strategies for leveraging 0% business credit cards, optimizing personal credit, and scaling your finances to new heights. 💳✨ From insider tips on building relationships with top banks like Chase and American Express to hacks for maximizing credit card rewards, this episode is packed with valuable insights you don’t want to miss! Discover how Jack went from struggling entrepreneur to credit powerhouse, helping thousands secure $100K-$200K in business funding—no tax returns required. 🚀 Whether you’re looking to fund your next big idea, invest in real estate, or simply take control of your financial future, this is the ultimate guide to making it happen. Learn about business credit benefits, the importance of personal credit profiles, and Jack’s proven mentorship program, Credit Stacking. 🎯 Watch now and subscribe for more insider secrets. 📺 Hit that subscribe button and join the conversation for more eye-opening stories, expert advice, and inspiration on the Digital Social Hour with Sean Kelly! 🙌 Don’t miss out—your journey to financial freedom starts here. 🔥 CHAPTERS: 00:00 - Business Credit Strategies 01:18 - Jack's Entrepreneurial Journey 04:58 - Sponsorship Message 06:00 - Money-Making Strategies 07:17 - Securing Additional Funding 08:58 - Age and Credit Impact 11:44 - Credit Space Changes 12:20 - Understanding Credit Points 15:52 - Application Process Tips 18:08 - High Credit Card Limits 20:00 - Lessons Learned in Business 26:50 - Connect with Jack APPLY TO BE ON THE PODCAST: https://www.digitalsocialhour.com/application BUSINESS INQUIRIES/SPONSORS: [email protected] GUEST: Jack McColl https://www.instagram.com/jackmccoll/ https://linktr.ee/jackmccoll SPONSORS: SPECIALIZED RECRUITING GROUP: https://www.srgpros.com/ LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ #chasesapphirepreferred #chasefreedom #americanexpress #businesscreditcardsfornewbusiness #businesscreditcards
Full Episode
Wir sind Theresa und Nemo und deshalb sind wir zu Shopify gewechselt. Die Plattform, die wir vor Shopify verwendet haben, hat regelmäßig Updates gebraucht, die teilweise dazu geführt haben, dass der Shop nicht funktioniert hat.
Endlich macht unser Nemo Boards Shop dadurch auch auf den Mobilgeräten eine gute Figur und die Illustrationen auf den Boards kommen jetzt viel, viel klarer rüber, was uns ja auch wichtig ist und was unsere Marke auch ausmacht. Starte dein Testen heute für 1 Euro pro Monat auf shopify.de slash radio. Wir sind Theresa und Nemo und deshalb sind wir zu Shopify gewechselt.
Die Plattform, die wir vor Shopify verwendet haben, hat regelmäßig Updates gebraucht, die teilweise dazu geführt haben, dass der Shop nicht funktioniert hat. Endlich macht unser Nemo Boards Shop dadurch auch auf den Mobilgeräten eine gute Figur. Und die Illustrationen auf den Boards kommen jetzt viel, viel klarer rüber, was uns ja auch wichtig ist und was unsere Marke auch ausmacht.
Starte dein Testen heute für 1 Euro pro Monat auf shopify.de slash radio. Das, was man tun möchte, ist, zu viele persönliche Kreditkarten zu schnell anzupassen. Also nicht mehr als zwei, zwei persönliche Karten in einem sechsmonatigen Zeitraum zu öffnen. Oh wow, das ist ziemlich niedrig. Wenn du das tust, wirst du Denialen sehen. Verdammt. Für sicher. Und das ist der andere gute Tipp.
Die Leute sollten wirklich intensiv sein, über die Kreditapplikationen, die sie einbringen. Nicht nur Geschäftskreditapplikationen, sondern auch die persönlichen Kreditapplikationen.
Alright guys, we got Jack here today. Someone I've been trying to get on for a while, man. Been killing the credit game. Brought a stack of cards for you guys to see, so he's not capping. Wait, what's in that book?
This is my main stack. This is my small stack, my priority cards. And then I just haven't got another book. Holy crap. And then I have another probably 30 on the table right there. Dude, that's insane.
I need to get a bigger book. Dude, so you got over like 200 cards at this point. Probably getting close. Haha. And they are mainly business ones, right? Yep. Primarily business cards. I think that's the better way to spend between business and personal, right? For sure. Big time. Business credit has major, major benefits.
So it doesn't impact your personal credit score? Exactly. There's really two main benefits that I see. One, the accounts of the business cards don't report your personal credit. And then two, you can get approved for way more, way quicker.
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