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Disruptors for GOOD | Social Entrepreneurs and Social Enterprises

Inside Mural Pay’s Mission to Redefine Global Payments and Financial Inclusion

21 Oct 2025

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Mural Pay’s founder, Sinclair Toffa, joins Disruptors for GOOD to share how stablecoins and programmable payments can rewire cross-border money movement for businesses, creators, and marketplaces.From early inspiration in West Africa to on-the-ground deployments with global platforms, Sinclair explains why faster settlement, lower fees, and end-to-end transparency are changing what is possible for millions of people who work and sell across borders.Episode highlights:Why high-speed, programmable rails make payouts and treasury simpler for platforms and marketplacesHow creators and contractors receive earnings instantly, with fewer failures and lower feesThe role of clear policy in unlocking bank participation and enterprise adoptionHow forward-deployed engineering compresses time to value for complex launchesA vision for accounts that are global by default, portable, and compliantPractical use cases to spark ideas:Creator and freelancer platforms paying out at scale in Africa and Latin AmericaArtisan marketplaces issuing dedicated accounts for each seller and releasing escrow instantly on deliverySaaS platforms embedding cross-border collections and payouts without rebuilding core bankingRoyalty distributors consolidating multi-platform streams and paying artists same week ----------------------------------------Disruptors for GOOD is powered by Causeartist, a nonprofit media company dedicated to bridging the gap between capital and culture by spotlighting founders, investors, and organizations reimagining how business can serve people and the planet.Through storytelling, events, and open-access education, Causeartist helps create a shared language of impact, inspiring more founders to build with purpose and more funders to invest with intention.By amplifying ideas and innovations across industries, Causeartist transforms awareness into action and cultivates a community where paying it forward is part of the foundation for growth.

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