They're Stealing $140 Billion From You Every Year (And It's 100% Legal)

LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ What if the health insurance game isn't broken—you're just getting played? In this eye-opening Dropping Bombs episode, health insurance powerhouse Victor Morgan ("Victor Insures You") turns a 9-foot scaffold fall and ICU subarachnoid hemorrhage into a mission: help owners and HR ditch renewal autopilot, upgrade to modern, level-funded coverage, and turn benefits from a payroll deduction into a recruiting magnet.   Victor unveils how businesses can slash health costs by 50% using level-funded plans, attract top talent without breaking the bank, and even offer killer benefits for free via the Affordable Care Act marketplace (yep, Obamacare's still here—Trump didn't kill it, despite the hype). Brad and Victor dive into real talk for CEOs, HR pros, and everyday folks: why your broker might be screwing you, how to "keep them honest" with a free rate check, and insider tips on voluntary benefits (like short-term disability) that protect without out-of-pocket hits. If you're a business owner ignoring this, you're leaving money on the table. Whether you're self-employed, running a team, or uninsured after a job loss (pro tip: check tax credits that drop premiums to ZERO), this is your wake-up call. No more getting wiped out by one ER visit—Victor's got the hacks. 🔗 Resources 🌐 Victor's Website — https://victorinsuresyou.com 📲 Follow Victor on Instagram @victorinsuresyou — https://www.instagram.com/victorinsuresyou/ ▶️ Victor's YouTube — www.youtube.com/@Victor_Insures_You 👤 Victor on LinkedIn — https://www.linkedin.com/in/victor-morgan-victor-insures-you/ 💳 Real Merchant Services: Brad's processing company (For credit card fee elimination) — https://www.realmerchantservices.com/ Watch the full-length video version of any Dropping Bombs episode here on YouTube.   Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.   LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out: https://www.lightspeedvt.com/   Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/   This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it. Closer School: https://www.closerschool.com/cs  

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