Embedded Finance Thriving in Central & Eastern Europe (CEE) with Danuta Czapeczko from PragmaGO

🎯 Think embedded finance only happens in the US and Western Europe? Think againIn this episode, Lars dives deep into the thriving embedded finance ecosystem of Central & Eastern Europe with Danuta Czapeczko, an industry veteran from PragmaGO - the region's largest embedded lending provider.🔍 What You'll Discover:Why Poland has 380+ FinTech companies you've never heard ofHow Allegro (Europe's first marketplace) is crushing embedded financeThe surprising transportation and retail innovations happening in CEEWhy Romanian expansion makes more sense than neighbouring countriesHow innovative local banks are helping, not hurting, FinTech growth💡 Key Insights:The unbanked populations in CEE represent massive untapped marketsDigital adoption rates rival Western Europe, but with unique challengesB2B embedded lending is exploding across e-commerce platformsCurrency complexity and regulatory differences create expansion puzzles🌍 Featured Markets: Poland, Czech Republic, Estonia, RomaniaVisit our website www.embeddedfinancereview.com for more content. This episode was produced by Orama.tv.(00:00) Intro(01:24) Welcome and Introductions(02:18) Danuta's Background in FinTech(03:11) Understanding Embedded Finance(04:46) Western vs. Eastern Europe in FinTech(05:57) Challenges in CEE Markets(08:01) Key FinTech Hubs in CEE(11:42) Non-Financial Brands in Embedded Finance(15:17) Transportation and Retail Innovations(17:18) Challenges in Building Embedded Finance Products(24:18) PragmaGo's Market Expansion(26:14) PragmaGo's Offerings and Partnerships(29:23) Conclusion and Contact Information

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