Explain it to me - DREX: Brazil’s Digital Money Pivot — What It Means for Programmable Finance

Brazil’s central bank has pivoted DREX (the Digital Real) away from blockchain/DLT to a more centralized architecture. In this episode, we explain in plain English what actually changes in 2025, why the pivot happened, and how it affects tokenization, “programmable money,” PIX, Open Finance, banks/fintechs, and users.You’ll learn:- Why the pivot: scale, privacy, governance, and compliance trade-offs. - What remains from the pilot: tokenization rails and smart/conditional settlement. - DREX × PIX × BRL stablecoins: who solves what (retail payments, wholesale settlement, on-chain use). - Privacy & oversight: what the central bank can see vs. user protections. - Roadmap 2025+ and likely implications for fintech and Web3 in Brazil.#DREX #RealDigital #CBDC #Brazil #Fintech #PIX #OpenFinance #Tokenization #Stablecoins #web3— WATCH ON YOUTUBE —▶️ Full video + visuals: https://www.youtube.com/channel/UCMM5njMdEI7Wyqt3M5mrE1A🧭 Handle: @Explainittome-official— FOLLOW & LISTEN —🎧 Spotify: https://open.spotify.com/show/2KZ2NUu1MjJolN2alJltnN🛰️ RSS (all apps): https://anchor.fm/s/10881159c/podcast/rss🍎 Apple Podcasts (EN): https://anchor.fm/s/10881159c/podcast/rss🍎 Apple Podcasts (PT-BR): https://anchor.fm/s/1087502fc/podcast/rss… and everywhere podcasts are available.— SUPPORT MY WORK —⭐ PATREON: https://patreon.com/ExplainItToMe_⭐ Buy me a Coffee: https://buymeacoffee.com/explainittome_— STAY CONNECTED —✅ Subscribe to the channel🔔 Turn on notifications💬 Drop your questions for the next episode

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