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Full Episode
Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships. George Campbell, Ramsey personality. author of the number one best-selling book, Breaking Free from Broke. He is my co-host today, and we're here to help you guys. Also, check him out on YouTube. That show's going to Zoom Zoom.
Phone number here is 888-825-5225. Darlene is in Philadelphia. Hi, Darlene. How are you?
Hi, Dave. I'm great. Thanks for taking my call. I feel blessed today talking to the both of you.
Well, we're honored to have you. How can we help?
So I just wanted some financial advice or thoughts. I'm 54. I've never been married. I have no children. I live in a different state than where I grew up. And as I'm aging, I'm realizing that I will likely move back to my home state to have that support in aging in about 10 to 11 years when I retire.
But a job opportunity came up this past fall that I applied for and wasn't expecting to get, but they did offer me the job. And I just have some financial concerns about it and not sure if it's wise for me to move back now. So one is the salary. And this is through negotiation. They're offering me what I was making last year at my current employer. Um, currently I have a pension.
If I leave now, I make, um, right now I make 104, almost 105. Um, but I also, we have a lot of overtime. I work in healthcare and I'll be making like gross about 11,000 in the overtime this year. We have a pension. If I leave now, it'll be about $400 a month as opposed to possibly like, I think I figured out possibly $1,800 a month. So the overtime, they're 403B. They don't start matching.
I have to be there a full year before they start matching. And what are they going to pay you? What? $102,500.
And where is it?
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