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The Ramsey Show

Stop Obsessing Over Pennies While Ignoring the Plan

23 May 2025

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📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Jade Warshaw answer your questions and discuss: "Should we go through with a lawsuit to sue my brother?" "How do I pay off debt and spend time with my daughter after my wife left us?" "Should we take out a loan to build a mother-in-law suite?" "Are mortgage companies that offer 1% down a legitimate way to get a house?" "Should I continue paying my car off or have it voluntarily repossessed?" "How can we work out way out of debt that we're underwater on?" "Should I move in with my mom in order to pay off debt?" "I feel bad spending money on a pool even though I'm on Baby Step 7" Next Steps: ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠ 💵 Start your free budget today. Download the EveryDollar app! 📈 For help with investing, get connected with a SmartVestor Pro. ❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget. Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

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Full Episode

4.784 - 8.334 Unknown

brought to you by the EveryDollar app. Start budgeting for free today.

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14.088 - 36.904 Jade Warshaw

Live from Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Campbell, joined by best-selling author Jade Warshaw, and we are here to take your calls and help you take the right next step with your money and your life. Give us a call at 888-825-5225. Carrie is our first victim here in Bend, Oregon.

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36.924 - 37.824 Jade Warshaw

What's going on, Carrie?

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39.005 - 62.494 Caller

Hi, you guys. How can we help? So I have... It's kind of an emotional question, but basically our brother-in-law has not done what he was expected to do as the executor of a will that we would be involved in. And it's got to the point where we would need a lawyer. So that is my question.

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62.574 - 72.697 Caller

Should we pursue a lawsuit even if we don't have the money for a lawyer, but we would probably have the money once the lawsuit was settled?

73.439 - 80.16 George Kamel

Well, you got to tell us more. Make your case for us here. Okay.

80.32 - 111.153 Caller

So my father-in-law passed away in 2018 and left everything to his wife, which is my stepmother-in-law. She passed away in 2020, leaving everything to her son, which is a stepbrother, and then two other brothers. The stepbrother that's the executor of the will... Went and sold everything in the house, sold the house, the land, all of it. Okay. Behind our back. Behind our back.

111.253 - 114.553 Jade Warshaw

That was not the stated wishes of the will?

115.654 - 124.336 Caller

No. What were the stated wishes? That the three beneficiaries were her son and then the other two brothers.

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