The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom
28 May 2025
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey and Dr. John Delony answer your questions and discuss: "My aunt is trying to steal our inheritance. Should I help my mom cover lawyer fees?" "I haven't filed taxes in 15 years, how do I apply for tax forgiveness?" "I'm $180,000 in debt. How can I clean up this mess?" "Should I go into student loan debt for a bachelor's degree?" "How much should we spend to save our dog?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Watch the full episode for free in the Ramsey Network app. 💵 Start your free budget today. Download the EveryDollar app! ❤️🩹 Get trusted insurance coverage that fits your budget. 👩❤️💋👨 Get tickets for Money & Marriage Getaway. 💰 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Full Episode
Brought to you by the EveryDollar app. Start budgeting for free today. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people. Build wealth, do work that they love, and create actual amazing relationships. I'm Dave Ramsey, your host, Dr. John Deloney, Ph.D.
in counseling, Ramsey personality, number one best-selling author, and host of the popular Dr. John Deloney Show on Ramsey Networks. All of that, he's my co-host today. Open phones at 888-825-5225. Thank you for joining us, America. We're glad you're here. Erica is in Charlotte, North Carolina. Hey, Erica, what's up in your world?
Hi, guys. At first, it's an honor to speak with you both. My family and I were big fans, so much so that my now two-year-old, one of her first words was 225, and we knew that she just wanted to listen to the show.
She's got the phone number down already. She knows who to call in an emergency. I love it.
That's right. So I wrote this down because I'm super nervous, but I hope that's okay. Sure. I'm originally from Brazil, although as of recently, I'm incredibly proud to say that I'm an American. The Brazilian laws make it super complicated to leave a customizable will.
So decades ago, my grandmother decided that she was going to, it's called donate, a portion of her part of the estate that she had to split in half with her deceased husband. And I don't know exactly how much. I think my portion is like 30%. As of early last year, my aunt has been trying to steal this entire estate from my mother and I, who are the other two beneficiaries.
Last night at 8.30 at night, I got a text from my mom, long text, basically asking me to pitch in with lawyer fees. Now, this lawyer fee is not crazy like it is here because of the exchange rate, but it would be around like $500. And then she also said that Wednesday, tomorrow, she's going to be signing a contract with
And there's going to be another additional fee that I would have to pitch in with halfway probably. Now, my husband and I, we have no problem doing this, but we are in baby step number two. We have been working really hard for 15 months. We are finally a little bit trying to be a little bit more financially responsible where my parents are completely the opposite way. I said no.
And in the Brazilian culture, how dare you? So when I said no... No, that's just the mother culture. Oh, okay.
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