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From the Ramsey Network, it's the Ramsey Show. Hey, we're taking calls all day long about your life and your money. I'm your host, Jade Warshaw. Next to me, your other host, Dr. John Deloney in the house. All right. Without further ado, if you didn't know this is a live show, you can call in and request your call to be on the radio. The number is 888-825-5225.
If your call in the line is busy, leave a message because a lot of times we take messages and we'll schedule your call for later. So that's the way. It goes down. All right. Matt is in Providence, Rhode Island. Matt, what's going on?
Not much. Just trying to figure out how to, you know, get some more financial freedom. I have about $350,000 in debt with a baby on the way. And kind of in a tight space with a family of three that's eventually going to be a family of four. So we kind of also need to look for a bigger spot. And as you know, the rental market also isn't the best.
And there's no houses or at least starter homes with three-bedroom, two-bath in our area, which is at least something better than what we have. We're in a two-bedroom, one-bath right now. A rental? Yeah. Okay. What kind of debt is this $350,000? I was hoping you would say some of it was a mortgage, but that was wishful thinking. I was hoping you'd say med school. Like, what is it?
So 300K is mine, and it's law school, undergrad, and a master's program. Wow. Are you practicing? No, I am not. I had to change career paths because the legal field just wasn't working out in this area. It is extremely saturated.
So move. Hold on, hold on. Before we go any further, I just have to say, you have created a world where there's only stop signs. And Jade and I are going to give you five or 10 or 20 different options, but you already are a guy that just says, but no, but no, but no, but no, but no.
So before we go further in the call, will you be willing to entertain that the way you've chosen to wall yourself in in your life isn't working and you have to be willing to do other things? Oh, yeah, absolutely. That's why I called in. Okay. All right. Good, good.
Yeah, so... I guess here's the deal. You got into an excavator and dug a humongous hole for you and your family. And so... you either have to go to a different place or do that job that you hate, that's miserable, but that's the credential you got. You're gonna have to do something with that. You don't have the option to not practice law right now because you don't have any money.
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