Young and Profiting with Hala Taha (Entrepreneurship, Sales, Marketing)
Jean Chatzky: How to Unlock Wealth and Maximize Your Earnings | Finance | YAPClassic
18 Apr 2025
Determined to master her messy personal finances, Jean Chatzky immersed herself in learning about finance, financial freedom, and investing. She worked on Wall Street to understand the stock market, then transitioned to financial journalism. After being fired for being “too expensive,” she turned her side hustles into HerMoney—a safe space where women can build wealth and take control of their money. In this episode, Jean shares actionable insights on achieving financial freedom and building lasting confidence around money. In this episode, Hala and Jean will discuss: (00:00) Introduction 01:12 From Journalism to Financial Expertise 03:06 Skill Stacking 06:38 The Gender Wage Gap 11:21 Women Controlling Wealth and Spending 20:07 Navigating Relationships and Success 27:03 Women and Investing 30:09 The Importance of Financial Freedom 31:36 Homeownership: Is It Worth It? 35:47 Understanding Your Money Type 40:15 Budgeting and Avoiding Overspending 42:39 Strategies for Paying Down Debt 44:33 Improving Your Credit Score 47:34 Investing Wisely Jean Chatzky is the CEO and co-founder of HerMoney Media, a digital platform focused on enhancing financial planning, literacy, and wellness among women. She is an award-winning personal finance journalist, bestselling author, and host of the HerMoney podcast. With a background that spans Forbes, SmartMoney, and a 25-year tenure on NBC's Today show, she has earned many accolades, such as the Gracie Award for Outstanding Host. She has authored multiple bestselling books, including Women with Money and Pay It Down! She frequently appears on major platforms like CNN, MSNBC, and The Oprah Winfrey Show. Sponsored By: Indeed - Get a $75 sponsored job credit at indeed.com/profiting Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Bilt Rewards - Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/PROFITING. Airbnb - Find yourself a co-host at airbnb.com/host Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services - yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, entrepreneurship podcast, Business, Business podcast, Self Improvement, Self-Improvement, Personal development, Starting a business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side hustle, Startup, mental health, Career, Leadership, Mindset, Health, Growth mindset, Finance, Financial, Personal Finance, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance podcast, Investing, Saving
Full Episode
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Young and Profiters, we are on the brink of a major wealth shift, one that's putting financial power in the hands of women over the coming decades. And no matter if you're a man or a woman, this is super important because you can create business ideas to cater with this women who have more wealth.
Yet despite the shift of women having more money, they're still less likely to invest than men and often feel less confident about doing so. My guest in this Yap Classic episode is Jean Chaski. She believes the best way to build confidence is simple, start investing. Jean is an award-winning journalist, bestselling author, and host of the podcast, Her Money.
She also served as the longtime financial editor of the Today Show. Jean has a talent for making complex financial topics easy to understand. And in this episode, she shared practical strategies for budgeting, saving, and investing. All right, Yap fam, let's get right into it. Jean, welcome to Young and Profiting Podcast. Thanks, Hala. Thanks so much for having me.
I'm so excited for this conversation. I think it's going to be so insightful for my audience. I really love your work. You didn't really start off in finance, which I thought was interesting. And I'd love to get some backstory from you in terms of your journalism background. You were an English major. How did you end up first getting interested in finances?
I got interested, quite honestly, because my own financial life was a bit of a mess. And simultaneously, the journalism job that I got was business adjacent. I started my career as an editorial assistant at a magazine that no longer exists called Working Woman. And got to report some stories on things like business and careers and management trends and investing.
And I was interested enough in them to try to get a job in personal finance, business journalism when I left that job, which turned out to be really, really difficult. Because all the big business magazines on the planet, I applied to all of them, thought Working Woman was a joke. And finally, I got a little bit of advice that what I needed was an MBA.
But I didn't have really any interest in going back to school at that point. So instead, I got a job on Wall Street. I worked in equity research for a couple of years. I learned investing inside and out. And when I came back out, I was able to reenter journalism, join Forbes, from there to Smart Money. And from there, I ended up on the Today Show for 25 years.
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