Your Retirement Planning Simplified
Episodes
EP #89: Why Typical Isn't Always Right in Estate Planning
16 May 2024
Contributed by Lukas
This week Joe takes a deep dive into the world of personalized financial advising, where clients are more than just numbers on a spreadsheet. Using a...
Ep #88: Testamentary Spousal Trusts
09 May 2024
Contributed by Lukas
What are testamentary spousal trusts? We break down the complexities of this legal arrangement established by wills to benefit surviving spouses...
Fireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement
06 May 2024
Contributed by Lukas
In this episode, Joe and Regan navigate through the various income streams available in retirement, including pension plans, government benefits like...
EP #87: The Sandwich Generation
02 May 2024
Contributed by Lukas
The sandwich generation - where individuals find themselves caught between supporting aging parents and adult children. Several areas require careful...
EP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes?
25 Apr 2024
Contributed by Lukas
Here are the 8 common mistakes retirees and retirement savers make with their Tax-Free Savings Accounts (TFSA). We cover mistakes like over-contribut...
EP #85: Managing Debt in Retirement
18 Apr 2024
Contributed by Lukas
We look at the various types of debt retirees might carry and the profound impact they can have on your financial well-being. You'll gain an understa...
EP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey
11 Apr 2024
Contributed by Lukas
Joe and Dr. Sally Chivers-Storey explore the dynamics of aging, retirement, and intergenerational collaboration. They delve into the complexiti...
EP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement
04 Apr 2024
Contributed by Lukas
We discuss seven key actions to take in the five years leading up to retirement. We want you to get clear on retirement goals and cash flow requireme...
Fireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren
01 Apr 2024
Contributed by Lukas
This month Joe and Regan dive into how to educate grandchildren about money. They use real-life examples like grocery shopping and budgeting exercise...
EP #82: Top 5 Non-Money Mistakes in Retirement
28 Mar 2024
Contributed by Lukas
We explore the top five non-money mistakes in retirement planning. We look at how retirement isn't just about financial readiness but also about find...
EP #81: 5 Common Money Mistakes in Retirement
21 Mar 2024
Contributed by Lukas
In this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advic...
EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market
14 Mar 2024
Contributed by Lukas
In this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a...
EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice
07 Mar 2024
Contributed by Lukas
In this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers ...
Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances
04 Mar 2024
Contributed by Lukas
Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not ju...
EP #78: Inheritance: Why Fair and Equal Aren't the Same
29 Feb 2024
Contributed by Lukas
What does it mean to be fair yet unequal in estate planning? Explore how differing financial needs, family contributions, and the complexities ...
EP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick
22 Feb 2024
Contributed by Lukas
Braden Warwick (PhD, PWL Capital) and Joe look at business owner compensation. They examine the often-debated choice between salaries and dividends. ...
EP #76: Calculating Your Retirement Number: Factoring in Your Pension
15 Feb 2024
Contributed by Lukas
This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keep...
EP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin
08 Feb 2024
Contributed by Lukas
New York Times Author Dan Solin joins Joe to discuss common misconceptions, essential factors for retirement planning, and the evolving retirement la...
Fireside Financial EP #10: Estate Planning 101
05 Feb 2024
Contributed by Lukas
We know estate planning is daunting. But it's essential to address it ahead of time, to ensure that all your wishes are laid out to eliminate poten...
EP #74: A Retirement Manifesto with Fritz Gilbert
01 Feb 2024
Contributed by Lukas
Fritz Gilbert, the award-winning author of the blog "The Retirement Manifesto" joins Joe to share his unconventional yet successful approach to retir...
EP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice
25 Jan 2024
Contributed by Lukas
David Blanchett, a renowned financial expert, delves into the multifaceted world of retirement. From annuities, longevity risk, and alternative asset...
EP #72: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 with Matt Holmes
18 Jan 2024
Contributed by Lukas
Joe welcomes Matt Holmes (CPA, Director at Holmes CPAs & Tax Advisors) to the show. They take a deep dive into the often-overlooked realm of successi...
EP #71: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 2
11 Jan 2024
Contributed by Lukas
Joe welcomes back business expert David C Barnett to delve into the intricate process of selling a business for retirement. This insightful episo...
EP #70: The Egg Story: Make Sure You're Taking Action
04 Jan 2024
Contributed by Lukas
Welcome to "Your Retirement Planning Simplified," where hosts Joseph Curry and Lindsay Wilson demystify the complexities of retirement with their down...
Fireside Financial EP #9 Protect Your Legacy: Estate Planning Essentials for Families
01 Jan 2024
Contributed by Lukas
Joe and Regan examine estate planning essentials. They emphasize the significance of having an up-to-date will and stress the importance of clear com...
EP #69: Navigating Retirement in 2023: Expert Insights
28 Dec 2023
Contributed by Lukas
It's our 2023 wrap-up of Retirement Planning Simplified featuring the best episodes and insights from 2023! We highlight our most popular episo...
EP #68: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 1
21 Dec 2023
Contributed by Lukas
David Barnett joins Joe to share valuable insights on the common pitfalls business owners face when preparing to retire and sell their businesses. ...
Ep #67: Peace of Mind: The Power in Pre-Planning and Prepaying Your Funeral
14 Dec 2023
Contributed by Lukas
Joe speaks with Kate Wilson, Associate Advisor at Matthews + Associates, about an essential topic of estate planning: preplanning and prepaying for y...
Ep #66: Seize the Opportunities: Craft Your Perfect Retirement Experience with Gary Poier
07 Dec 2023
Contributed by Lukas
In this podcast episode, host Joseph welcomes Gary Poyer to discuss retirement planning from a unique perspective that goes beyond financial considera...
Fireside Financial Ep 8: Find Your Financial Zen: Build Resilience Amid Market Volatility
04 Dec 2023
Contributed by Lukas
Joe and Regan look at managing anxiety around market volatility, particularly for individuals nearing or already in retirement. They address re...
Ep #65: Fear to Freedom: Smart Risk Management in Retirement Planning
30 Nov 2023
Contributed by Lukas
We look at what people talk about when they talk about risk. We explore the different facets of risk associated with stock market investments. Joe bre...
EP #64: Retiring Business Owners: Success Stories and Expert Tips with Nick Mombourquette
23 Nov 2023
Contributed by Lukas
Joe welcomes Nick Mombourquette (CFP) from NewGround Financial Inc. With NewGround Financial Inc., Nick guides entrepreneurs and for-impact leaders. ...
EP #63: Mistakes you Might be Making in Retirement Planning, Pt 2
16 Nov 2023
Contributed by Lukas
We explore critical aspects of preparing for retirement, urging you to look beyond just financial readiness. From overspending early in retirement to ...
EP #62: Mistakes you Might be Making in Retirement Planning, Pt 1
09 Nov 2023
Contributed by Lukas
In this engaging podcast episode, the hosts dive deep into the critical retirement risks that many individuals overlook in their retirement planning. ...
Fireside Financial Ep 7: Maximizing Retirement Planning: How Minimizing Can Maximize Your Financial Future
06 Nov 2023
Contributed by Lukas
In this episode of Fireside Financial, CFPs Joe Curry and Regan Schiller delve Home Equity Lines of Credit (HELOC) versus reverse mortgages. They prov...
EP #61: Buyer Beware: If you're paying for a plan, make sure it's a plan
02 Nov 2023
Contributed by Lukas
Join us as we address a growing concern: the oversimplification of retirement advice. We highlight the pitfalls of an overreliance on factors like p...
EP #60: Don't Overlook Inflation: Strategies to Protect your Retirement Income
26 Oct 2023
Contributed by Lukas
Joe and Lindsay examine the little-discussed sequence of inflation risk. While most people plan for retirement with a fixed, average inflation rate, i...
EP #59: Empower Your Retirement: Strategies for Boosting Brain Health with Jen Johnstone and Sarah Cook
19 Oct 2023
Contributed by Lukas
In this engaging podcast conversation, Jen Johnstone (Executive Director) and Sarah Cook (Education Program Supervisor) from the Peterborough and Area...
EP #58: I Wish I Didn't Invest in RRSPs
12 Oct 2023
Contributed by Lukas
Join us for an in-depth look at the ins and outs of RRSPs (Registered Retirement Savings Plans). You'll hear why some individuals regret investing in ...
EP #57: Retirement Dress Rehearsal: Prepare for Retirement Like a Pro
05 Oct 2023
Contributed by Lukas
Joe and Lindsay dive into the concept of a "retirement dress rehearsal." Doing a dry run of retirement leads to a smooth retirement transition and pri...
Fireside Financial Ep 6: Strategic Withdrawal Strategies: Making the Most of Your Registered Retirement Income Funds
02 Oct 2023
Contributed by Lukas
Joe Curry (CFP, Retirement Planning Simplified) and Regan Schiller (CFP, Your Canadian Retirement Specialist) examine the intricacies of optimizing re...
EP #56: Key Lessons from "The Millionaire Next Door"
28 Sep 2023
Contributed by Lukas
Joe and Lindsay share key insights taken from the financial classic, "The Millionaire Next Door" by Thomas J. Stanley and William D. Danko. With the ...
Ep #55: Do I Need a Financial Planner? Or a Wealth Advisor? Yes, it's Confusing.
21 Sep 2023
Contributed by Lukas
In the latest episode, Joe and Lindsay dive into the often-perplexing world of financial professionals and their designations. With titles ranging fro...
EP #54: Unlocking Fulfillment and Purpose in Retirement: Insights from Mary Ellen French and David Wing
14 Sep 2023
Contributed by Lukas
Mary Ellen French and David Wing of "The Retirement Years" podcast join Joe on this week's episode of "Your Retirement Planning Simplified." With a bl...
EP #53: Next-Level Financial Planning: Unleash Your Potential with a Wealth Advisor - Preet Banerjee
07 Sep 2023
Contributed by Lukas
Joe welcomes Dr. Preet Banerjee to "Your Retirement Planning Simplified". Preet is a well-known Canadian personal finance and investing expert, Globe ...
Fireside Financial Ep 5: Mastering Retirement Planning: CPP, Investments, and Personal Goals
04 Sep 2023
Contributed by Lukas
In this engaging episode of Fireside Financial, Joe and Regan dive into a range of retirement-related questions from their audience. Covering topics l...
EP #52: Maximizing Retirement Joy: How to Enjoy Life to the Fullest while Leaving a Meaningful Legacy
31 Aug 2023
Contributed by Lukas
The choice between savoring retirement and leaving an inheritance can become a pivotal decision when you're planning for retirement. We examine some c...
EP #51: Mastering Financial Savvy for Luxury Travel: Tips from Danielle Desir Corbett
24 Aug 2023
Contributed by Lukas
In this episode, host Joseph welcomes travel expert Danielle to the show. With years of experience in finding creative ways to afford travel, Danielle...
EP 50: Managing Taxes – Strategies for Business Owners
17 Aug 2023
Contributed by Lukas
In this episode, we dive further into the world of taxes for business owners. We highlight the advantage of tax deferral by keeping profits within the...
Ep #49: Minimize Taxes, Maximize Your Retirement Income
10 Aug 2023
Contributed by Lukas
In this podcast episode, we delve further into the world of tax planning in retirement. We stress the importance of basic financial education and unde...
Fireside Financial Ep 4: Maximizing Retirement Income: The Impact of Financial Assistance on Your Golden Years
07 Aug 2023
Contributed by Lukas
In Episode 4 of Fireside Financial, Joseph and Regan discuss the increasing trend of parents supporting their millennial children financially. They ex...
EP #48: Mastering Emotions and Investing: How a Long-Term Perspective Leads to Financial Success
03 Aug 2023
Contributed by Lukas
In this episode, Joe and Lindsay delve into a pressing question that many investors have: "My portfolio is down $100,000 - will it recover?" Drawing...