Menu
Sign In Search Podcasts Charts People & Topics Add Podcast API Blog Pricing

Community Reinvestment Act in Podcasts

concept

The Community Reinvestment Act is a U.S. federal law encouraging banks to help meet the credit needs of all segments of their communities, including low-income areas.

Mentions Over Time

17 mentions

Mentions in Podcasts

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

It's actually, it's not unstructured and there's no scraping.

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

But banks will often look to do about 1% to 2% of their Tier 1 capital in community investments to meet their CRA requirements.

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

The act does not stipulate an exact percentage.

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

And this act, how is it measured?

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

They'll get a report of all their activities and they'll get credit from the examiners for qualified activities.

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

So, uh, banks are audited every two to three years under the, under the act, under the regulations, uh,

SaaS Interviews with CEOs, Startups, Founders
1587 Why Banks Pay Him $2k/year To Help Serve Lower Income Community Members

The act is also designed to give credit to banks that provide donations and investments to organizations in the community that are helping