Abby Badach Doyle
speaker
246 appearances
4 recordings
1 series
first heard May 2025
last heard 13 Aug
Abby Badach Doyle’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 3 in all, peaking in Aug 2026 with 1.
Appearances
One nice surprise, though, was lower mortgage rates.
And for a while there, some forecasters didn't think that we would get to the low 6% range until 2026.
But when we started to see those low 6% rates toward the end of 2025, October, anticipating that first rate cut from the Fed...
mortgage rates briefly started flirting in the range of 5.9%.
And, you know, that threshold between five and six is an important threshold for buyers psychologically.
Like, it's not that much different mathematically, but 6% feels heavy.
But once rates dip into the fives, like even barely, buyers feel that sense of relief and they feel that sense of momentum, like the market is moving back in their favor.
Yeah.
Absolutely.
Even with the relief that buyers saw with those lower mortgage rates, you know, when you zoom out, you can't ignore the effect of stubbornly high inflation.
And that plus overall uncertainty with the job market is still clipping the wings of some would-be buyers.
It's hard to get excited about mortgage rates in that low 6% range if you're still feeling the squeeze from higher grocery bills, or if you were furloughed by the government shutdown and it drained your emergency savings, or if you're just plain worried about losing your job.
Like,
For a lot of regular folks, I think there's some larger economic forces at play that are making it still tough to jump in the game at all.
So for the housing market to be truly buyer-friendly, we need a combination of significantly lower mortgage rates and even more inventory.
And we're headed in that direction, but we're not there quite yet.
Quick explainer first, since I know I mentioned this earlier, the Fed doesn't set mortgage rates directly, but the rate that it does set, the federal fund rate, influences mortgage rates.
So if you're shopping for a mortgage, you know, it's wise to pay attention to what the Fed is doing.
And the Fed meets every six weeks, roughly.
So in that week or two before they meet is when you start to hear most of that talk about rates, right?
Showing 101–120 of 246 · page 6 of 13
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