Adam Clark
speaker
314 appearances
1 recordings
1 series
first heard May 2026
last heard 10 May
Adam Clark’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.
Appearances
So if you pay that off over the maximum five-year loan term, essentially it's around $200 a week.
Yeah, yeah, yeah, exactly right, exactly right.
The alternatives are up to $80,000, and they're a fixed interest rate of 1% for three years.
Fantastic rate, not quite free but very very cheap.
Now the big difference between the first example and those ones is that they're over the standard documented loan and this is a little bit like that point around putting a car on the house.
Yes it's 1% for three years, fantastic cheap money but you potentially could be paying for that car for 30 years.
Correct.
You've paid almost nothing off.
And so you've got, instead of 80,000, it might be 75, but it's at 5%, 6%, whatever the rate of the day is.
So it becomes a lot more expensive.
So you need to make sure if you go down this path,
especially for something like an EV or a hybrid, that you're taking advantage of being in that low interest rate environment.
Look, the intent of those loans, let's be clear, is not to buy an electric vehicle.
That's not what they're for.
They are for sustainability initiatives in your home.
Insulation, double glazing, solar power, all of those things.
And really the intent is around either adding value to the home or reducing cost.
So you insulate the home, you pay less in heating, you're creating efficiencies financially in some way.
Buying an electric vehicle, yes, okay, we can have the conversation around fuel, but it's not adding value to the home.
And that's really not the intent.
Showing 241–260 of 314 · page 13 of 16
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