Adam Clark

You'll have some loan documents to sign with a lawyer.

So let's say six hours process.

You've got a million dollar loan.

Once you pay legal fees, I've just made you eight grand.

Where else in life are you going to get $1,250 an hour?

And I've literally had that conversation with people because it's like, I appreciate you're busy.

I mean, life these days is just chaos, right?

And I get that.

We're all super busy.

But it's like, hold on a minute.

This is free money that, yes, there's a bit of admin involved, but there is no other ties.

And quite often in that conversation that we have, like I'm really big on not just changing banks for cash.

We really want to make sure there is a material benefit in what we're doing.

Well, it depends on that client scenario, right?

So if you're, you know, you might be looking at...

changing things up you might you might have two properties and we can then split bank you so we can then take you to two separate banks so that's two refinances that we would do we might have um you know as i said before particular bank product that you want to take advantage of you're with bank a that doesn't really offer something or they offer it in a particular form that doesn't suit your needs and so we can then take you to another bank to take advantage of that

So it's a really good opportunity for us to do something else.

Sometimes people will come to us and they'll say they might have not worked with an advisor before and so then they'll talk to us about interest rates and we'll go, okay, we want to split your loan across multiple terms.

We've just realized that you're sitting on, you know, 20 grand in cash that's doing nothing in a savings account.

Let's look at taking advantage of a bank facility to take, you know, to get the best out of it.