Aideen Finnegan

Can we kind of walk through it then?

I guess maybe if we invent somebody, we'll call her Sarah and she's in her 30s and she's, I don't know, a marketing executive or somebody who's not on big money.

How much should they be putting in?

What app would you say to them?

You know, I think this one would suit you.

And then when they open it, what are they going to see?

Oh, yeah.

Oh my God.

Okay, you're not liable for that then.

And you want it in euros so that you don't pay the currency exchange.

Coming up, realistically, how much money should someone be setting aside for this every month?

Dan, what's the smallest amount of money that's worthwhile, if you know what I mean?

I know it depends on people's personal circumstances and, you know, how much they have to put in, but generally speaking.

Okay, I'm glad somebody's actually...

Yeah.

And is that better than doing smaller amounts across a number of ETFs?

I hear what you're saying about leave it alone for decades and don't think about it and don't touch it.

But you do have to every eight years, don't you?

Because of deemed disposal and your tax return.

Can you run me through that?