Aideen Finnegan

How do you check that up?

OK, I feel like there's a lot of information there.

So why don't we do a little recap?

So when you're choosing an app, you want to make sure that it is regulated in the EU.

You want to check the partner bank, which is where your money is going to be held when you deposit in the app.

Am I forgetting anything else?

Well, I was going to get onto that because I'm kind of wondering which app is for which type of investing.

There's investing and kind of keeping an eye on it day-to-day and maybe...

taking it out and put it in somewhere else I feel like that feels like betting on a horse to me that feels a bit like gambling I guess there are other ways to use these apps that kind of build more long-term wealth but does somebody need to be putting a regular amount away into them or is it a case of one lump sum like what are the different ways of doing it?

Because if all three people are like, well, I like my Adidas runners, so I'm going to invest in Adidas because the vibes.

Okay, that's good enough for me.

Yeah.

Well, this is great news because I opened up my Revolut to have a look and I did not understand the arrows up and down or the percentages.

I felt like that Zach Galifianakis meme where he has all the numbers around his head.

So, OK, break down what you said there.

Automate investments into an index fund.

Can you explain what that is?

Right, okay.

Well, I'm glad you told me that.

But if I hear from you that an ETF is a good thing to do, put some money into it, automate it so that, you know, it just goes in every month and then don't touch it for how long?