Aisha Harris

And they're generating the kind of data that you would need to offer an alternative kind of credit score.

And they're generating the kind of data that you would need to offer an alternative kind of credit score.

And so I would not be surprised, especially if one company, whether it's Klarna or one of the other ones, is to start issuing their own Klarna score, right? Oh, my gosh. The credit reporting industry is ripe for disruption and has been for a long time. And this would be the kind of body of data that you would need to try something like that seriously. Coming up?

And so I would not be surprised, especially if one company, whether it's Klarna or one of the other ones, is to start issuing their own Klarna score, right? Oh, my gosh. The credit reporting industry is ripe for disruption and has been for a long time. And this would be the kind of body of data that you would need to try something like that seriously. Coming up?

And so I would not be surprised, especially if one company, whether it's Klarna or one of the other ones, is to start issuing their own Klarna score, right? Oh, my gosh. The credit reporting industry is ripe for disruption and has been for a long time. And this would be the kind of body of data that you would need to try something like that seriously. Coming up?

I don't think we're the Uber generation because we loved Uber. taking Ubers or whatever. We were the Uber generation because our capitalists saw an advantage in investing tons and tons and tons of money in these cab services. And we absorbed that and it changed our lifestyle. And that's where that money went. And the bill has come due.

I don't think we're the Uber generation because we loved Uber. taking Ubers or whatever. We were the Uber generation because our capitalists saw an advantage in investing tons and tons and tons of money in these cab services. And we absorbed that and it changed our lifestyle. And that's where that money went. And the bill has come due.

I don't think we're the Uber generation because we loved Uber. taking Ubers or whatever. We were the Uber generation because our capitalists saw an advantage in investing tons and tons and tons of money in these cab services. And we absorbed that and it changed our lifestyle. And that's where that money went. And the bill has come due.

Yeah. I mean, and they call it disruption, right? Disruption is the nice gloss that you put on regulatory arbitrage, because so many of these business models are about continuing a previously existing business model, but dodging the regulations. So Uber is a great example, because Uber, when it was first founded, was called Uber Cab.

Yeah. I mean, and they call it disruption, right? Disruption is the nice gloss that you put on regulatory arbitrage, because so many of these business models are about continuing a previously existing business model, but dodging the regulations. So Uber is a great example, because Uber, when it was first founded, was called Uber Cab.

Yeah. I mean, and they call it disruption, right? Disruption is the nice gloss that you put on regulatory arbitrage, because so many of these business models are about continuing a previously existing business model, but dodging the regulations. So Uber is a great example, because Uber, when it was first founded, was called Uber Cab.

And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber. And then they were an internet service for riders or whatever. And so that's how they could dodge all of the cab industry regulations, which was the key to their success.

And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber. And then they were an internet service for riders or whatever. And so that's how they could dodge all of the cab industry regulations, which was the key to their success.

And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber. And then they were an internet service for riders or whatever. And so that's how they could dodge all of the cab industry regulations, which was the key to their success.

Because if they'd been subject to all the industry regulations, they never could have got off the ground. Same thing is absolutely true with Airbnb, which is not a hotel service, obviously, which hotels are heavily regulated. We shouldn't be surprised to see a regulatory arbitrage strategy from Buy Now, Pay Later.

Because if they'd been subject to all the industry regulations, they never could have got off the ground. Same thing is absolutely true with Airbnb, which is not a hotel service, obviously, which hotels are heavily regulated. We shouldn't be surprised to see a regulatory arbitrage strategy from Buy Now, Pay Later.

Because if they'd been subject to all the industry regulations, they never could have got off the ground. Same thing is absolutely true with Airbnb, which is not a hotel service, obviously, which hotels are heavily regulated. We shouldn't be surprised to see a regulatory arbitrage strategy from Buy Now, Pay Later.

Yeah. I mean, we saw, we can look at the boomer generation, for example, as heavily subsidized by government programs of highway building, of housing loan subsidies that provided a whole generation with cheap houses that they can own. a whole road complex that they could drive on and enjoy. And we see the whole lifestyle that's built on that, right?

Yeah. I mean, we saw, we can look at the boomer generation, for example, as heavily subsidized by government programs of highway building, of housing loan subsidies that provided a whole generation with cheap houses that they can own. a whole road complex that they could drive on and enjoy. And we see the whole lifestyle that's built on that, right?

Yeah. I mean, we saw, we can look at the boomer generation, for example, as heavily subsidized by government programs of highway building, of housing loan subsidies that provided a whole generation with cheap houses that they can own. a whole road complex that they could drive on and enjoy. And we see the whole lifestyle that's built on that, right?