Alec

And I guess like how much do you wait like psychological security in all of this?

Like some people would just feel secure in their place when they clear their mortgage.

Yeah, yeah, yeah.

It's just most of us can't do it until we receive an inheritance.

Well, maybe.

Faster.

How big is your house?

You might be overestimating what we get paid and underestimating what a two-bedroom apartment in Sydney costs.

Yeah.

You accelerate it.

To boil it all down, like is the answer, like spend what you need to spend to clear debt and to, I guess like have the luxuries that, you know, sort of,

suit what the person giving the money would have wanted you to have, but then it's just put the rest in the stock market.

I guess like there's not too much complexity in like what to do with the money.

Is there any complexity in the how to do it in terms of like tax structuring?

How do we get the best outcome there?

Well, I mean, we should say if you're getting a bit lost in the complexity, and particularly if you are an older person listening who is thinking about giving money to their kids and getting that will structuring right so they receive after-tax equal amounts, a great thing to do is speak to a financial advisor.

If you would like to speak to Dylan and the team at Bold Wealth, head to equitymates.com slash advice, and we'll put you in touch.

We're going to take a quick break here.

On the other side, we're going to continue this conversation around inheritance, but particularly the, I guess, the financial planning and conversation side of it and how we can all have a better conversation on it.

Bryce, there's one theme capturing investors' attention at the moment.