Alex Bean

Yeah.

So, I mean, AP management, you see that as one of the four buckets.

The reason we view that as so powerful is just we want it to be one place that you're making all your spending and you're reconciling and you're thinking through like how much are we, you know, what's going out of the company.

So we've launched that, but it's not where we want it to be in terms of full scope and capability and the innovation we can bring to that side of the fence.

So that to me is what we're probably most excited about and come around the corner.

Got it.

Yeah, basically.

Um, we, so we're very, like churn for us is very strong.

Um, we have launched strong or we, so what's the, what are you churning like annually right now?

We are not churning very much.

We're in a very good position when it comes to churning.

And the reason is because... By the way, I'd consider a very good position like under 5% annually.

Is that fair to say?

Yeah, it's very fair.

So, which is crazy on a free product that people can walk away, right?

Like, you know, you would assume a lot of people just sign up for free and they walk away.

Well, and SMB.

I mean, that's crazy low for SMB.

But why we're in a really good position is budgets, right?

So if someone gets into Divi and they set up virtual cards and they set up budgets and they set up this new process, to go back to another way of doing it or an old way of doing it, they've got to go get their Amex card again.