Alex Bean

Okay.

Interesting.

So I guess the question I would have for you is this is not easy software to build.

How did you fund it in the early days so that you could give it away for free?

So that's actually a really good question.

I've had that conversation with a lot of people.

A few things.

One, we raised money early because we knew that we were taking a big swing.

I don't think that's for everyone.

So I'm not like out there recommending to all entrepreneurs, like go raise VC funds, go raise as much as you can.

But for us, as you just said, we're taking on trillion-dollar markets in all four of those buckets.

So we're like, all right, we've got to bring money to the table and go build a team.

So for us, that's what we did.

And at the beginning, nowadays in the fintech space, if that's where you're at, there's so many more tools that enable fintechs to go build companies that didn't exist five years ago, which –

That sounds nuts, but there's a lot of, I can get into the nuances, a lot of things that the banks couldn't offer us five years ago that now they're fully built to offer to these fintechs.

So I think you're going to see a wave of innovation because of that.

So year one, it sounds like was what, like 2016, 2017, is that right?

Yeah.

And I want to touch on founding story real quick because founder equity is obviously a hot topic with anyone launching a company.

Do you guys just say, you know what, we're equal partners 50-50 or was there someone who wants there?