Alex (Caller)

There wasn't at first.

They always give me advice.

However, it feels like the advice is now more the money talking sometimes.

Hey, it's James producer of the Ramsey show.

Thanks for listening.

Thank you so much for taking my call.

Funny, George, that you mentioned making a big impact in 2023.

Excuse me.

2022 for...

Me and my wife was a year of stork mode and stupid tax.

I'm currently looking at the beginning of this year with 31K in student loans and about $800 in medical and a condo that we currently live in with about 20 to 25K in equity, depending on how good a sale we get.

My question is, should I sell the condo to blow off baby step two?

Take-home pay for our household, it fluctuates a little bit based on the year, but we're looking at about $53,000.

Yeah, $53,000.

We would go into renting.

I just recently, well, May, took a job as a pastor in a smaller town that's about a 45-minute commute currently.

We would rent somewhere there.

Our mortgage payment, accounting the HOA fee, is about...

is $7.95 a month.

Honestly, I don't know.