Amanda Aronchik

Yes. Are you credit worthy? Is it worth lending you some money? Can you pay it back? Have you historically paid it back?

Yes. That one is helpful. It is always helpful to get your credit report, take a look, have a sense of like what they're keeping track of. And a big reason to do this is because the time between the hack and And when you get that letter, it's not supposed to be very long, but sometimes it takes months. So it is very possible that something bad and suspicious happened in that time period.

Yes. That one is helpful. It is always helpful to get your credit report, take a look, have a sense of like what they're keeping track of. And a big reason to do this is because the time between the hack and And when you get that letter, it's not supposed to be very long, but sometimes it takes months. So it is very possible that something bad and suspicious happened in that time period.

Yes. That one is helpful. It is always helpful to get your credit report, take a look, have a sense of like what they're keeping track of. And a big reason to do this is because the time between the hack and And when you get that letter, it's not supposed to be very long, but sometimes it takes months. So it is very possible that something bad and suspicious happened in that time period.

So that's going to be backwards looking.

So that's going to be backwards looking.

So that's going to be backwards looking.

So this is a check in. I mean, this is something that people should just do regularly anyway. This is a helpful thing. Make sure that you know, you know, has your credit been impacted by the hack? And maybe even you'll just see some other things that have nothing to do with the hack that you should just be aware of.

So this is a check in. I mean, this is something that people should just do regularly anyway. This is a helpful thing. Make sure that you know, you know, has your credit been impacted by the hack? And maybe even you'll just see some other things that have nothing to do with the hack that you should just be aware of.

So this is a check in. I mean, this is something that people should just do regularly anyway. This is a helpful thing. Make sure that you know, you know, has your credit been impacted by the hack? And maybe even you'll just see some other things that have nothing to do with the hack that you should just be aware of.

And this is very easy to do, by the way. We're going to say this over and over again, but we will put links in our show notes. So if we mention anything here in this episode, we are going to put links in our show notes. You can go find those.

And this is very easy to do, by the way. We're going to say this over and over again, but we will put links in our show notes. So if we mention anything here in this episode, we are going to put links in our show notes. You can go find those.

And this is very easy to do, by the way. We're going to say this over and over again, but we will put links in our show notes. So if we mention anything here in this episode, we are going to put links in our show notes. You can go find those.

Yeah, this is a funny one. Some states actually require that they offer you free credit monitoring if you've been involved in a data breach. But again, it depends on the state and also the personal data involved. There is actually an academic paper from 2012 that says if they offer you this service, this free credit monitoring, it's going to reduce the likelihood that you sue them by a lot. Yeah.

Yeah, this is a funny one. Some states actually require that they offer you free credit monitoring if you've been involved in a data breach. But again, it depends on the state and also the personal data involved. There is actually an academic paper from 2012 that says if they offer you this service, this free credit monitoring, it's going to reduce the likelihood that you sue them by a lot. Yeah.

Yeah, this is a funny one. Some states actually require that they offer you free credit monitoring if you've been involved in a data breach. But again, it depends on the state and also the personal data involved. There is actually an academic paper from 2012 that says if they offer you this service, this free credit monitoring, it's going to reduce the likelihood that you sue them by a lot. Yeah.

Yeah. What will often happen is you'll get this letter and it'll say in there that they've made some sort of arrangement with another company and that company will offer you free credit monitoring, which is basically a report. It's not your credit report. It's like a report that comes to your inbox or you can have it mailed to you. And it's going to say like, hey, you know, we were watching this.

Yeah. What will often happen is you'll get this letter and it'll say in there that they've made some sort of arrangement with another company and that company will offer you free credit monitoring, which is basically a report. It's not your credit report. It's like a report that comes to your inbox or you can have it mailed to you. And it's going to say like, hey, you know, we were watching this.

Yeah. What will often happen is you'll get this letter and it'll say in there that they've made some sort of arrangement with another company and that company will offer you free credit monitoring, which is basically a report. It's not your credit report. It's like a report that comes to your inbox or you can have it mailed to you. And it's going to say like, hey, you know, we were watching this.

We saw some suspicious activity here. We saw this email used here. Somebody pinged us about this. I have been doing it for years with Experian. And that one's actually pretty detailed.