Amanda Aronchik

What this is going to do is if somebody, like, let's say you go to Macy's and you decide you're going to go get one of those, like, Macy's cards or something like that, and Macy's calls to see if Kenny is worth giving a Macy's card to, they're probably going to call you up. They're going to contact you and be like, did you actually want this? Got it. So that's what that fraud alert does.

Yeah. That one is not a bad idea. Okay. Not bad. Not bad. Fraud alert.

Yeah. That one is not a bad idea. Okay. Not bad. Not bad. Fraud alert.

Yeah. That one is not a bad idea. Okay. Not bad. Not bad. Fraud alert.

No, you do not. If you place a fraud alert on your credit report with one of the credit bureaus, they say that they will notify the other two.

No, you do not. If you place a fraud alert on your credit report with one of the credit bureaus, they say that they will notify the other two.

No, you do not. If you place a fraud alert on your credit report with one of the credit bureaus, they say that they will notify the other two.

Yes, this does appear to be the kind of gold star of what you can do to protect yourself, which is you are going to freeze your credit, which means that, as you said, you are no longer able to get a loan for anything. But it's not – it isn't actually – I was a little bit surprised when I started to dig into it a little bit more. It doesn't stop all sorts of other processes.

Yes, this does appear to be the kind of gold star of what you can do to protect yourself, which is you are going to freeze your credit, which means that, as you said, you are no longer able to get a loan for anything. But it's not – it isn't actually – I was a little bit surprised when I started to dig into it a little bit more. It doesn't stop all sorts of other processes.

Yes, this does appear to be the kind of gold star of what you can do to protect yourself, which is you are going to freeze your credit, which means that, as you said, you are no longer able to get a loan for anything. But it's not – it isn't actually – I was a little bit surprised when I started to dig into it a little bit more. It doesn't stop all sorts of other processes.

Like people can still – like if you were trying to get a job – Somebody can still call up Experian and be like, can I look at the report? And the answer is probably yes.

Like people can still – like if you were trying to get a job – Somebody can still call up Experian and be like, can I look at the report? And the answer is probably yes.

Like people can still – like if you were trying to get a job – Somebody can still call up Experian and be like, can I look at the report? And the answer is probably yes.

You're not trying to like open a new line of credit. That makes sense. So most things still happen, but your credit is frozen. And so nobody can get a loan in your name. Yeah. The big three make this quite easy. You just go online.

You're not trying to like open a new line of credit. That makes sense. So most things still happen, but your credit is frozen. And so nobody can get a loan in your name. Yeah. The big three make this quite easy. You just go online.

You're not trying to like open a new line of credit. That makes sense. So most things still happen, but your credit is frozen. And so nobody can get a loan in your name. Yeah. The big three make this quite easy. You just go online.

Yeah, to freeze and thaw. Freeze and thaw? Is that the terminology? Yeah, that is the parlance, yeah.

Yeah, to freeze and thaw. Freeze and thaw? Is that the terminology? Yeah, that is the parlance, yeah.

Yeah, to freeze and thaw. Freeze and thaw? Is that the terminology? Yeah, that is the parlance, yeah.

Yeah, and it will not take you very long.