Amy Barnes

It's pricing risk, and it's giving us a warning sign that assets may be worth less and credit could be less available as banks either refuse or charge more for credit because insurance isn't there, which means one of the key tools in our toolkit may not be available when we need it most.

So what is my vision for insurance?

I don't want it to be seen as a problem.

I want it to be part of the solution.

Insurance is a sophisticated financial tool that provides us all with an incentive to act as a society.

And that's what we need to do.

We need to invest in adaptation and resilience so the risk remains manageable, enabling people and businesses to continue to invest in their future.

Thank you.