Amy

Um, yes. So this year for my, for my baby, we hit the out of pocket on January 15th.

Um, yes. So this year for my, for my baby, we hit the out of pocket on January 15th.

37.

37.

37.

I do. Yeah. And my company pays 80% of the premium for us.

I do. Yeah. And my company pays 80% of the premium for us.

I do. Yeah. And my company pays 80% of the premium for us.

Are you coping? We've had car accidents. We've had home emergencies. We had a slab leak in our house that displaced us for...

Are you coping? We've had car accidents. We've had home emergencies. We had a slab leak in our house that displaced us for...

Are you coping? We've had car accidents. We've had home emergencies. We had a slab leak in our house that displaced us for...

six weeks last year and the head insurance the way the policy was written is they recovered they covered all of the like refurbishing repairs from the water damage but they wouldn't actually cover the like plumbing repair um let's see what else what that cost you uh that was five grand um that we ended up having to borrow because our emergency fund was only $1,000.

six weeks last year and the head insurance the way the policy was written is they recovered they covered all of the like refurbishing repairs from the water damage but they wouldn't actually cover the like plumbing repair um let's see what else what that cost you uh that was five grand um that we ended up having to borrow because our emergency fund was only $1,000.

six weeks last year and the head insurance the way the policy was written is they recovered they covered all of the like refurbishing repairs from the water damage but they wouldn't actually cover the like plumbing repair um let's see what else what that cost you uh that was five grand um that we ended up having to borrow because our emergency fund was only $1,000.

So we paid $1,000 and, you know.

So we paid $1,000 and, you know.

So we paid $1,000 and, you know.

Are there a lot of debt payments? Our mortgage currently is one-third of our income. It didn't start out that way, but then we had some property tax snafus that we didn't understand. We also have two car payments.

Are there a lot of debt payments? Our mortgage currently is one-third of our income. It didn't start out that way, but then we had some property tax snafus that we didn't understand. We also have two car payments.

Are there a lot of debt payments? Our mortgage currently is one-third of our income. It didn't start out that way, but then we had some property tax snafus that we didn't understand. We also have two car payments.