Andrew Nicholl

speaker

9,332 appearances 120 recordings 1 series first heard Apr 2026 last heard yesterday

Andrew Nicholl’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 120 in all, peaking in Jul 2026 with 29.

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So the most improved player goes to Wairoa, which is a small town north of Hawke's Bay.

Now, for anyone that knows Rocket Lab, that's where it launches all its rockets from.

That's probably what's made it the most famous.

Now, in terms of affordability, a mortgage which used to take 36% of a typical income now takes only 26%.

So it's 29% more affordable than its long-run average.

Now, do you think that's probably because incomes have spiked there?

Well, that kind of makes sense now because when you look at the largest cities, Wellington is down to 34% of income.

So that's the biggest improvement for the big cities, which again makes sense if Wellington's house prices have dropped so much.

Same with Lower Hutt, it's down 29%, more affordable by 13%.

It's interesting, some of those areas that were more heavily hit, that's the way that it's moved the dial rather than incomes going up.

Yeah, so James Coromandel's a good example.

So it's 4% more affordable than its long-run average, but still takes 81% of a typical income.

That's madness.

And then Western Bay are plenty.

They're 13% more affordable, but at 53% of income.

And Tauranga, that is improving again, but still takes 46% of a typical income.

So these are all areas where probably you might see more people retiring

And so the income's down, but the values are still high.

more affordable than it has been based on the long term, but it's still 44% of income.

So it is still very high, but heading in the right direction.

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