Andrew

Sorry, honey, I forgot about that.

So in terms of the King Contabrians, these are a couple where they might just not quite be there yet.

So I wanted to show you exactly the things that they might do.

So let's say they both earn $60,000, they've got a house worth $700,000, and there's been so many questions.

I was actually distracted before reading a question about someone that doesn't have much equity at the moment wanting to know what they should do.

Mortgage of $500,000.

Don't laugh at me.

That was last year.

Oh, yeah, yeah, yeah.

They'll just call it Arrow.

500K mortgage, one car, one kid, and they've got a 10K credit card limit.

Would you like a jump?

So let's say.

Let's say they're both.

Let's say Sophie goes to her boss and says, hey, look, I've been working here for ages.

I've added some real value.

I'm willing to go to five days a week rather than four days a week.

And what does that do now?

So let's say he's a builder and says, I'm going to do some renovations to the property.

So we've got to increase the value of the owner-occupied property by $50,000, is it?