Anish Acharya

So the fact that these companies have costs actually forces a business model hygiene that I don't think existed across the board 10 years ago

And that's a good thing.

I think there's so much more to be done at the frontier, and there's so many more categories and capabilities that those things unlock.

It's just a better use of time.

Today, again, we talked about 8% to 12% of enterprise spend is on SaaS.

How much of consumer disposable income is spent on software today?

A few hundred dollars a month, maybe.

We're going to asymptote to 80% to 90%, I believe, for consumer spend and enterprise spend.

The way we do that is by pushing the frontier, not by... So 80% to 90% of consumer spend...

the sort of discretionary spend.

Of course, there's going to be, you know, rent and food.

But yes, dude, I think that software is going to eclipse many parts of our discretionary spend.

And we just talked about companionship and friendship.

We talked about entertainment.

We talked about potentially therapy, potentially healthcare, potentially professional, right?

A lot of the spend that I do on things that help me be better at my profession, education.

So there's a tremendous sort of area for software to expand into.

Let's forget about taking costs out of things for now.

Discretionary.

Yeah, fashion.