Anna Helhoski

Yeah, we should all be so lucky.

I know I wasn't when I was about 22, but anyhow, uh,

Holden, you've got more than 20 years experience writing about mortgages and homeownership, and that's pretty wild.

Where did you start your career?

That's quite the career Holden.

In all that time, is there anything that you feel like is always true about the housing market?

Well, we certainly hear a lot about being in an affordability crisis today.

So where did this one come from?

All right, so that's where we're at right now.

But what do you see as maybe the next affordability crisis?

Kate, I don't want you to feel ignored here.

So when you look at the housing market this year, what themes are jumping out at you?

All right.

And now for the $415,200 question.

That's the most recent median home price from the National Association of Realtors, by the way.

What are we thinking about the housing market for next year?

Holden, let me first start with you.

All right.

Thank you both for wrapping that all up for the year and looking ahead.

Before I let you go, Holden, do you have any big retirement plans yet?