Ari Page

The older cards been set up longer.

It's got the seasoning.

It's got the length of history.

So I take the brand new card and I merge it into the 10th.

Now I have a $15,000 card all at 0% back to only one product from that bank.

And I merged the new card into the old one so that I didn't lose any seasoning.

My history stays nice and long and my limit just popped up.

I didn't have to move money from the $10,000 card to any other card.

So if there was a balance, I just effectively brought that balance down to 0%.

No, in this case, I was just giving an example all in personal.

So if it's a personal card, apply for another personal card.

If it's a business card, then apply for another business card.

So it's the same thing just on the business side.

Absolutely.

They are looking at your credit score, but they're also including the business's profile, which can help when it comes to income.

But a lot of this is predicated off of the business owner having good personal credit.

If you have good personal credit, that's when they'll approve you and they'll report it to the EIN number of your business.

So the tax ID number, that's where they're not reporting it to your personal credit.

So that's the, there is no getting 0% credit cards without some form of a personal guarantee.

So, but once they've approved you, then it reports to the business.