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Austin

👤 Person
593 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

I'm an architectural drafter, so I work for a home builder. That's my full-time gig, designing house plans. And then on the side, I do it as well.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

I'm an architectural drafter, so I work for a home builder. That's my full-time gig, designing house plans. And then on the side, I do it as well.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Yeah, great question. So currently we are on that safe plan, but with the uncertainty of whether that's actually going to be approved or not. So all of mine and my wife's loans are currently in forbearance. So we're at zero insurance, zero payments right now. And so we haven't been paying on them for the last few months to put more toward our car loans and do that.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Yeah, great question. So currently we are on that safe plan, but with the uncertainty of whether that's actually going to be approved or not. So all of mine and my wife's loans are currently in forbearance. So we're at zero insurance, zero payments right now. And so we haven't been paying on them for the last few months to put more toward our car loans and do that.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Yeah, great question. So currently we are on that safe plan, but with the uncertainty of whether that's actually going to be approved or not. So all of mine and my wife's loans are currently in forbearance. So we're at zero insurance, zero payments right now. And so we haven't been paying on them for the last few months to put more toward our car loans and do that.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

So that's currently where we're at. But I'm also like, I don't want to just let those sit there without making payments on them. But we are starting with those smaller car debts as well to, you know, get rid of those.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

So that's currently where we're at. But I'm also like, I don't want to just let those sit there without making payments on them. But we are starting with those smaller car debts as well to, you know, get rid of those.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

So that's currently where we're at. But I'm also like, I don't want to just let those sit there without making payments on them. But we are starting with those smaller car debts as well to, you know, get rid of those.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

It's a sedan. It's a Subaru Legacy that I drive. So that's my commuter car. I commute about 35 minutes every day. I could sell that for pretty much what it's worth. I'm not upside down on that one at all, but I would need something. So I don't necessarily have the cash to go buy another cheaper vehicle.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

It's a sedan. It's a Subaru Legacy that I drive. So that's my commuter car. I commute about 35 minutes every day. I could sell that for pretty much what it's worth. I'm not upside down on that one at all, but I would need something. So I don't necessarily have the cash to go buy another cheaper vehicle.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

It's a sedan. It's a Subaru Legacy that I drive. So that's my commuter car. I commute about 35 minutes every day. I could sell that for pretty much what it's worth. I'm not upside down on that one at all, but I would need something. So I don't necessarily have the cash to go buy another cheaper vehicle.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

That's another question.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

That's another question.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

That's another question.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

We have three.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

We have three.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

We have three.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Six, three, and one.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Six, three, and one.

The Ramsey Show
Math Is Important but Behavior Change Is What Matters

Six, three, and one.