Ayman Ismail

And so we get rental income as passive income.

That's $1,500 after I put money aside for taxes, utilities, repairs, that kind of thing.

So yeah, I got really lucky there.

You're gonna see childcare here is at zero because previously we were paying about 260 bucks a week, which added up to about $900, close to a thousand every month.

Next September,

We actually found them a public daycare.

So they're still like four and two years old.

They're still really young.

But we have this thing in Newark where it's called Early Head Start, where it's like 8 to 3 p.m.

totally free.

So both of our kids got in.

So our childcare is going to stay zero, which is going to help me save up for...

their tuition when they do start a slamming school so every month i put away 500 bucks it's in a 529 account and if i'm not mistaken you could spend from the 529 account on an elementary or it's just a school fund it's not necessarily a college fund right so that's there just in case i need it but every month uh for like for the past year i've been doing that

So let me pull up my calculator.

So $7,000.

times two is fourteen hundred divided by twelve it's about a thousand two hundred a month so that's what i'm gonna need to make room for and i'm looking at this and i'm like i don't know how but it's gonna have to happen uh so what i'm gonna have to do is i'm gonna have to cut down spending that's really where it's gonna come down to

So this little section right here where we're looking at where it says your groceries, transportation, eating out and extras.

This is going to need to make room.

Yeah.

So it's just going to have to be, I think, a matter of cutting that.